400 S Dearborn St, Mobile, AL 36603 Property Records

Mobile County property record for 400 S Dearborn St, Mobile, AL 36603

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,372 sqft · built 1972
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on File
Last Sale	$40,000 (Feb 2019)
Tax Bill	$966 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022906390003249`

Property Details

APN / Parcel Number

Primary APN	`R022906390003249`
Alternative APNs	`29 06 39 0 003 249.XXX` `00730016` `730016`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	1,372 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1989
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	730016
Street Address	400 S DEARBORN ST
City	MOBILE
State	AL
Zip	36603-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 28D LAND DISPOSAL MAP UNIT 6 MAP #1 CENTRAL TEXAS ST AREA PROJ ALA R 38 MBK 21 PAGE 104 #SEC 39 T4S R1W #MP29 06 39
Legal Range	04S
Legal Township	04S
Legal Section	39
Legal Subdivision	DISPOSAL MAP
Legal Lot Number	2
Legal Unit	6
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1014
Census Tract	1100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Church Street East Historic District (Boundary Increase) listed 1984 · 25 contributing resources · NRIS 84000663

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

400 S Dearborn St is owned by a company that bought it in February 2019.

Source: Mobile County records, as of June 23, 2026

Owner of Record	Company Name on File
Mailing Address	15 S FLORIDA ST, MOBILE, AL 36606-1934
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Deed of Trust, Mortgage · Line of Credit 22ND STATE BANK
Feb 6, 2019	Warranty Deed, Transfer MOBILE CAPITAL CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2019 · Amount on File
Deed Sale	Feb 6, 2019 · Amount on File
Deed Document Number	20196148
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	400 S DEARBORN ST, MOBILE, AL 36603-1705
Document Number	0000032407
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15 S FLORIDA ST MOBILE AL 366061934, MOBILE, AL 36606-1934

Mortgage

Document Number	0000032407
Date	Jun 3, 2020
Instrument	32407

Lender

Name	22ND STATE BANK
Address	51 SAINT JOSEPH ST, MOBILE, AL 36602-3503

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Feb 6, 2019
Property Address	400 S DEARBORN ST, MOBILE, AL 36603-1705
Document Number	0000006148
Instrument Date	Feb 5, 2019
Instrument	6148
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15 S FLORIDA ST MOBILE AL 366061934, MOBILE, AL 36606-1934
Investor	Possibly a Property Investor

Mortgage

Document Number	6149
Date	Feb 6, 2019
Instrument	6149

Lender

Name	MOBILE CAPITAL CO LLC
Type	Bank
Address	MOBILE, AL 36607

Agreement

Amount	Amount on Record
Term	60 Months
Due	Feb 5, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 400 S Dearborn St was $966, down 11.2% from the year before.

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$966.00 (-11.21%)	$15,060 (-11.31%) Land $1,600 Building $13,460	$75,300 (-11.31%) Land $8,000 Building $67,300
2024	$1,088.00 (+7.72%)	$16,980 (+7.74%) Land $2,400 Building $14,580	$84,900 (+7.74%) Land $12,000 Building $72,900
2023	$1,010.00 (+1.41%)	$15,760 (+1.42%) Land $2,420 Building $13,340	$78,800 (+1.42%) Land $12,100 Building $66,700
2022	$996.00	$15,540 Land $2,200 Building $13,340	$77,700 Land $11,000 Building $66,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 400 S Dearborn St in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	49 (1979–2014)
Claims Outside the SFHA	42 of 49
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Hurricane Gustav, Sep 2008 · 3 claims Hurricane Georges, Sep 1998 · 3 claims Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 400 S Dearborn St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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