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400 S Cherry St, Starke, FL 32091 Property Records

Bradford County property record for 400 S Cherry St, Starke, FL 32091

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,092 sqft · built 1979
Lot Size0.252 acres (11,000 sqft)
OwnerIndividual Name on Record
Last Sale$34,000 (Nov 1984)
Tax Bill$509 (2025)
Deeds & MortgagesAug 2023 Mortgage
Oct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN03751-0-00200

Property Details

APN / Parcel Number

Primary APN03751-0-00200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,092 sqft Heated Area
Gross Area1,500 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,000 sqft (0.252 acres)
Garage TypeCarport
CarportCarport
PorchOpen Porch
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air

Location & Zoning

Street Address400 S CHERRY ST
CitySTARKE
StateFL
Zip32091-4008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description28 6S 22 LOTS 2 & 4 OF BLK 38 J M JOHNS S/D.
Legal Range22E
Legal Township06S
Legal Section28
Legal SubdivisionJOHNS J M ADD
Legal Block38
Legal Lot Number2,4 4
JurisdictionBRADFORD FL
Township / Civil DivisionSTARKE
Census Block Group5
Census Block5038
Census Tract100

Owner

Source: Bradford County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address400 S CHERRY ST, STARKE, FL 32091-4008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2023Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
Oct 3, 2022Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 1984 · Amount on Record
Deed SaleNov 1, 1984 · Amount on Record
Deed Document Number0000024080
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRADFORD FL
Property Address400 S CHERRY ST, STARKE, FL 32091-4008
Transaction TypeMortgage
Record UpdatedAug 22, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 S CHERRY ST, STARKE, FL 32091-4008

Mortgage

Document Number0004006511
DateAug 4, 2023
Book Page2038/305
Instrument202304006511
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRADFORD FL
Property Address400 S CHERRY ST, STARKE, FL 32091-4008
Transaction TypeMortgage
Record UpdatedOct 18, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 S CHERRY ST, STARKE, FL 32091-4008

Mortgage

Document Number0004009163
DateOct 3, 2022
Book Page1992/351
Instrument202204009163
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBradford County
MunicipalityStarke City
Unified School DistrictBradford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$509.00 (+1.39%) Homeowner's exemption$51,575 (+2.9%)$91,385 (+4.6%) Land $28,000 Building $63,385
2024$502.00 (+3.08%) Homeowner's exemption$50,121 (+3%)$87,370 (+17.53%) Land $28,000 Building $59,370
2023$487.00 (+5.64%) Homeowner's exemption$48,661 (+3%)$74,337 (+25.38%) Land $20,000 Building $54,337
2022$461.00 Homeowner's exemption$47,244$59,287 Land $13,000 Building $46,287

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF STARKE
serves 6,800 people · EPA ID FL2040211
Water SourceGroundwater
Last State InspectionMar 2026
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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