DeKalb County property record for 400 S 3rd St, Kirkland, IL 60146
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.15 acres (6,519 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,751 (2024) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-259-003 |
| Primary APN | 01-26-259-003 |
|---|
| Lot Area | 6,519 sqft (0.15 acres) |
|---|---|
| Lot Dimensions | 123 ft deep x 53 ft wide |
| Account Number | 0126259003 |
|---|---|
| Street Address | 400 S 3RD ST |
| City | KIRKLAND |
| State | IL |
| Zip | 60146-7723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 - BLK 1 - ROWENS ADDITION |
| Legal Subdivision | ROWENS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 200 |
400 S 3rd St is owned and occupied by an individual who acquired it in February 2013.
Source: DeKalb County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 400 S 3RD ST, KIRKLAND, IL 60146-7723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2013 |
| Deed Sale | Feb 7, 2013 |
| Prior Sale | Oct 24, 2012 |
| Deed Document Number | 20131662 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 400 S 3RD ST, KIRKLAND, IL 60146-7723 |
| Document Number | 0000005929 |
| Instrument Date | Jun 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 400 S 3RD ST KIRKLAND IL 601467723, KIRKLAND, IL 60146-7723 |
| Document Number | 0000005929 |
|---|---|
| Date | Jun 21, 2017 |
| Instrument | 5929 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 20, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Franklin Township |
| Municipality | Kirkland Village |
| Unified School District | Hiawatha Community Unit School District 426 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $41,537 Land $13,834 Building $27,703 | $124,611 Land $41,502 Building $83,109 | |
| 2024 | $2,751.00 | ||
| 2023 | $32,233 Land $11,787 Building $20,446 | $96,699 Land $35,361 Building $61,338 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 S 3rd St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 20 (1996–2010) |
| Claims Outside the SFHA | 5 of 20 |
| Most Recent Claim | Jul 2010 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 S 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KIRKLAND serves 1,650 people · EPA ID IL0370300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AirCell Fiber · Fixed Wireless | 1,000 / 250 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: E-vergent.
5G (outdoors only) and 4G LTE
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