400 Rustic Ridge Rd, Ignacio, CO 81137 Property Records

La Plata County property record for 400 Rustic Ridge Rd, Ignacio, CO 81137 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Architecture StyleConventional
Year BuiltBuilt 2021
Square Footage3,329 sqft Living Area
Lot Size15.1 acres
OccupancyOwner Occupied
Tax Bill$2,902.00 (2025)

Property Details

APN / Parcel Number

Primary APN5903-334-01-006
Alternative APN
  • R437777

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,329 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional Style
Lot Area661,676 sqft

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account NumberR437777
Street Address400 RUSTIC RIDGE RD
CityIGNACIO
StateCO
Zip81137-9211
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: RUSTIC RIDGE SD LOT: 6 PER PLAT 1171595 400 RUSTIC RIDGE RD IGNACIO 81137
Legal SubdivisionRUSTIC RIDGE SD
Legal Block1
Legal Lot Number6
JurisdictionLA PLATA CO
Minor Civil DivisionDURANGO SOUTHWEST
Census Blockgroup1
Census Block1032
Census Tract940400

Owner

Source: La Plata County records · APN 5903-334-01-006

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address400 RUSTIC RIDGE RD, IGNACIO, CO 81137-9211
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 03, 2021Deed of Trust, Mortgage · Commercial Mortgage
CENTRAL TRUST BANK
Jun 08, 2022Deed of Trust, Mortgage · Commercial Mortgage
CENTRAL TRUST BANK
Jun 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address400 RUSTIC RIDGE RD, IGNACIO, CO 81137-9211
Transaction TypeMortgage
Record UpdatedJun 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001191632
DateMay 03, 2021
Instrument1191632
Lender
NameCENTRAL TRUST BANK
TypeBank
AddressDURANGO, CO 81301
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address400 RUSTIC RIDGE RD, IGNACIO, CO 81137-9211
Transaction TypeMortgage
Record UpdatedJun 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1060 COUNTY ROAD 514, IGNACIO, CO 81137-9175

Mortgage

Document Number0001211374
DateJun 08, 2022
Instrument1211374
Lender
NameCENTRAL TRUST BANK
TypeBank
AddressDURANGO, CO 81301
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address400 RUSTIC RIDGE RD, IGNACIO, CO 81137-9211
Transaction TypeMortgage
Record UpdatedJun 30, 2023
Title CompanyCOLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 RUSTIC RIDGE RD, IGNACIO, CO 81137-9211

Mortgage

Document Number0001211670
DateJun 15, 2022
Instrument1211670
Lender
NameCENTRAL TRUST BANK
TypeBank
AddressJEFFERSON CITY, MO 65101
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052
Interest
Rate TypeAdjustable Rate
Rate5.5%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateJul 01, 2029
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change10.5%
Index1-Year CMT
Margin3
Max Rate10.5%

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateColorado
CountyLa Plata County
Unified School DistrictIgnacio School District 11-JT (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$52,470 (-0.25%) Land $11,360 Building $41,110$841,640 (-) Land $182,250 Building $659,390
2025$2,902.00 (+50.99%)$52,600 (+15.63%) Land $11,390 Building $41,210$841,640 (+23.96%) Land $182,250 Building $659,390
2023$1,922.00 (+83.05%)$45,490 (+108.96%) Land $6,830 Building $38,660$678,940 (+804.53%) Land $101,990 Building $576,950
2022$1,050.00$21,770 Land $21,770$75,060 Land $75,060

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