400 Rustic Ct, Perryville, MD 21903 Property Records

Cecil County property record for 400 Rustic Ct, Perryville, MD 21903

Property Summary

Property TypeTownhouse
Details3.5 ba · 1,856 sqft · built 2007
Lot Size0.078 acres (3,400 sqft)
Owner2 Individual Names on Record
Last Sale$231,000 (May 2020)
Tax Bill$3,974 (2026)
Deeds & MortgagesMar 2026 Line of Credit
Dec 2019 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-056184

Property Details

APN / Parcel Number

Primary APN07-056184
Alternative APN
  • 056184

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,856 sqft Total Area
Basement Area550 sqft
Finished Basement550 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,400 sqft (0.078 acres)
Garage TypeMixed
Garage Area220 sqft
Parking Spaces1 Parking Space
Deck Area100 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number056184
Street Address400 RUSTIC CT
CityPERRYVILLE
StateMD
Zip21903-2594
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR2
Legal DescriptionLOT 1 - .08 ACRE 400 RUSTIC COURT FRENCHTOWN CROSSING
Legal SubdivisionPLAT FOUR FRENCHTOWN CROSSING
Legal Lot Number1
JurisdictionCECIL MD
Township / Civil Division7, PORT DEPOSIT
Census Block Group1
Census Block1042
Census Tract31202

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address400 RUSTIC CT, PERRYVILLE, MD 21903-2594
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2026Deed of Trust, Mortgage · Line of Credit
FREEDOM FCU
Dec 10, 2019Deed of Trust, Mortgage · Line of Credit
ABERDEEN PROVING GROUND FCU
May 21, 2020Deed, Transfer · FHA Mortgage
NFM INC
Apr 19, 2018Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2020 · Amount on Record
Deed SaleMay 21, 2020 · Amount on Record
Prior SaleApr 19, 2018 · Amount on Record
Deed Book / Page4603 / 354
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address400 RUSTIC CT, PERRYVILLE, MD 21903-2594
Transaction TypeMortgage
Record UpdatedMar 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 RUSTIC CT, PERRYVILLE, MD 21903-2594

Mortgage

Document Number0057540117
DateMar 17, 2026
Book Page5754/117
Lender
NameFREEDOM FCU
TypeCredit Union
AddressBEL AIR, MD 21014
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 16, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address400 RUSTIC CT, PERRYVILLE, MD 21903-2594
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045110412
DateDec 10, 2019
Book Page4511/412
Lender
NameABERDEEN PROVING GROUND FCU
TypeCredit Union
AddressABERDEEN, MD 21001
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueDec 15, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateMay 21, 2020
Property Address400 RUSTIC CT, PERRYVILLE, MD 21903-2594
Document Number0046030354
Book / Page4603 / 354
Map ReferenceMB 1105 FO 99
Instrument DateMay 7, 2020
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyOMNI LAND SETTLEMENT CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address400 RUSTIC CT, PERRYVILLE, MD 21903-2594

Mortgage

Document Number0004603359
DateMay 21, 2020
Instrument4603/359
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

April 2018: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateApr 19, 2018
Property Address400 RUSTIC CT, PERRYVILLE, MD 21903-2594
Document Number0042310047
Book / Page4231 / 047
Map ReferenceMB1105 FO99
Instrument DateFeb 27, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 24, HEDGESVILLE, WV 25427-0024

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 N MAIN ST, PORT DEPOSIT, MD 21904-1214

Mortgage

Document Number0000423153
DateApr 19, 2018
Instrument4231/53
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMar 1, 2048

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityPerryville Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,974.00 (+5.75%)$270,800 (+5.77%) Land $58,000 Building $212,800$270,800 (-) Land $58,000 Building $212,800
2025$3,758.00 (+43.22%)$256,033 (+13.04%)$270,800 (+19.56%) Land $58,000 Building $212,800
2023$2,624.00$226,500 Land $58,000 Building $168,500$226,500 Land $58,000 Building $168,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PERRYVILLE
serves 4,413 people · EPA ID MD0070018
Water SourceSurface water
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
resolved · Jan 2026
Treatment failure
resolved · Mar 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting47
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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