400 Riverside Rd, Baltimore (Essex), MD 21221 Property Records

Baltimore County property record for 400 Riverside Rd, Baltimore, MD 21221

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,016 sqft · built 1925
Lot Size2.8 acres (121,968 sqft)
Owner2 Individual Names on File
Last Sale$121,000 (Aug 2020)
Tax Bill$3,503 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Aug 2020 Sale & Mortgage
APN15-1518101050

Property Details

APN / Parcel Number

Primary APN15-1518101050
Alternative APN
  • 1518101050

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,016 sqft Living Area
Gross Area2,112 sqft
1st Floor Area2,016 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleConventional
Exterior MaterialOther
Roof MaterialComposition Shingle
Lot Area121,968 sqft (2.8 acres)
Lot Dimensions548 ft deep x 480 ft wide

Exterior Amenities

PorchEnclosed Porch
Porch Area292 sqft
Shed1 Shed
Shed Area336 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1518101050
Street Address400 RIVERSIDE RD
CityESSEX
StateMD
Zip21221-6612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2.81 AC BACK RIVER HIGHLANDS
Legal SubdivisionBACK RIVER HIGHLANDS
Legal Block1
Legal Lot Number1
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1006
Census Tract450200

Owner

400 Riverside Rd is owned and occupied by two individuals who bought it in August 2020.

Source: Baltimore County records, as of October 9, 2026

Owner of Record2 Individual Names on File
Mailing Address400 RIVERSIDE RD, ESSEX, MD 21221-6612
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2024Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 14, 2020Deed, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2020 · Amount on File
Deed SaleAug 14, 2020 · Amount on File
Prior SaleSep 24, 1984 · Amount on File
Deed Book / Page43238 / 7
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address400 RIVERSIDE RD, BALTIMORE, MD 21221-6612
Transaction TypeMortgage
Record UpdatedMar 26, 2024
Title CompanyCORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 RIVERSIDE RD, ESSEX, MD 21221-6612

Mortgage

Document Number0488590387
DateMar 13, 2024
Book Page48859/387
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressLUTHERVILLE TIMONIUM, MD 21093
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueFeb 15, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateAug 14, 2020
Property Address400 RIVERSIDE RD, BALTIMORE, MD 21221-6612
Document Number0432380007
Book / Page43238 / 7
Instrument DateJul 21, 2020
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanySWAN TITLE CORP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address400 RIVERSIDE RD, BALTIMORE, MD 21221-6612

Mortgage

Document Number0004323814
DateAug 14, 2020
Instrument43238/14
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 400 Riverside Rd was $3,503 with a homeowner's exemption.

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,503.00 Homeowner's exemption$194,500$205,000 Land $97,800 Building $107,200
2023$1,575.00 Homeowner's exemption$173,500 Land $85,800 Building $87,700$173,500 Land $85,800 Building $87,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 400 Riverside Rd; there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1978–1981)
Most Recent ClaimAug 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Riverside Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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