Kane County property record for 400 River Ridge Dr, Elgin, IL 60123
| Property Type | Commercial |
|---|---|
| Details | 8,740 sqft · built 1980 |
| Lot Size | 0.861 acres (37,548 sqft) |
| Owner | Individual Name on File |
| Last Sale | $850,000 (Dec 2025) |
| Tax Bill | $20,569 (2025) |
| Deeds & Mortgages | Dec 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-34-326-043 |
| Primary APN | 03-34-326-043 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 8,740 sqft Gross Area |
| 1st Floor Area | 5,946 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 37,548 sqft (0.861 acres) |
| Cooling System | Central |
|---|
| Street Address | 400 RIVER RIDGE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-9370 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 2 MILLERS HANGERS RANGE CODE: 8 E TWSHP 42N |
| Legal Subdivision | MILLERS HANGERS |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | DUNDEE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 850500 |
400 River Ridge Dr, a commercial property, is owned by an individual who bought it in December 2025.
Source: Kane County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 114 W MAIN ST, WEST DUNDEE, IL 60118-3803 |
| Owner Type | Individual |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2025 · Amount on File |
| Deed Sale | Dec 31, 2025 · Amount on File |
| Prior Sale | Feb 21, 2012 · Amount on File |
| Deed Document Number | 202552016 |
| Prior Transfer Date | Nov 24, 1997 |
| Prior Transfer Doc | 0000014300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 31, 2025 |
| Property Address | 400 RIVER RIDGE DR, ELGIN, IL 60123-9370 |
| Document Number | 0000052016 |
| Map Reference | DOC 1108131 |
| Instrument Date | Dec 25, 2025 |
| Instrument | 2025K052016 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2026 |
| Title Company | CHICAGO TITLE TRUST, CHICAGO TITLE & TRUST |
| Amount | Amount on Record |
|---|---|
| Tax | $850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 580 WILMETTE, EAST DUNDEE, IL 60118-1000 |
| Name | Verified Name |
|---|---|
| Address | 114 W MAIN ST, WEST DUNDEE, IL 60118-3803 |
The 2025 property tax bill for 400 River Ridge Dr was $20,569, up 5.7% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Dundee Township |
| Municipality | Elgin City |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,569.00 (+5.67%) | $274,739 (+9.42%) Land $84,632 Building $190,107 | $824,547 (+9.42%) Land $253,998 Building $570,549 |
| 2024 | $19,465.00 | $251,087 Land $77,346 Building $173,741 | $753,562 Land $232,131 Building $521,432 |
| 2022 | $19,379.00 (+2.69%) | $225,919 (+5.91%) Land $69,593 Building $156,326 | $677,757 (+5.91%) Land $208,779 Building $468,978 |
| 2021 | $18,872.00 | $213,313 Land $65,710 Building $147,603 | $639,939 Land $197,130 Building $442,809 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 400 River Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 River Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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