400 Ridgeway Rd, Lexington, KY 40502 Property Records

Lexington-Fayette Urban County property record for 400 Ridgeway Rd, Lexington, KY 40502

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,010 sqft · built 1935
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on File
Last Sale	$1,045,000 (Nov 2025)
Tax Bill	$13,165 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jan 2020 Sale
APN	`14702500`

Property Details

APN / Parcel Number

Primary APN	`14702500`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	3,010 sqft Living Area
1st Floor Area	528 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Brick
Lot Area	8,999 sqft (0.207 acres)
Lot Width	60 ft Width
Garage Type	Detached
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	400 RIDGEWAY RD
City	LEXINGTON
State	KY
Zip	40502-2344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	E-381+ ASHLAND PARK UNIT 4 LOT 1; BOOK: 3728 PAGE: 181
Legal Subdivision	ASHLAND PARK
Legal Block	U
Legal Lot Number	1
Legal Unit	4
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	1
Census Block	1007
Census Tract	600

Owner

400 Ridgeway Rd is owned by two individuals who bought it in November 2025.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	340 HART RD, LEXINGTON, KY 40502-2328
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Jan 17, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on File
Deed Sale	Nov 17, 2025 · Amount on File
Prior Sale	Jan 17, 2020 · Amount on File
Deed Document Number	2025111772
Deed Book / Page	4162 / 514
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Nov 17, 2025
Property Address	400 RIDGEWAY RD, LEXINGTON, KY 40502-2344
Document Number	DB4162/514
Book / Page	DB 4162 / 514
Map Reference	CAB E SL 381-383
Instrument Date	Nov 11, 2025
Instrument	202511170072
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,045.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1482 N DECATUR RD NE, ATLANTA, GA 30306-2423

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	340 HART RD, LEXINGTON, KY 40502-2328

Mortgage

Document Number	MB11103599
Date	Nov 17, 2025
Instrument	MB 11103/599

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jan 17, 2020
Property Address	400 RIDGEWAY RD, LEXINGTON, KY 40502-2344
Document Number	003728/181
Book / Page	3728 / 181
Transaction Type	Transfer
Record Updated	Dec 8, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 400 Ridgeway Rd was $13,165, up 32.1% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,165.00 (+32.09%)	$1,045,000 (+29.65%)	$1,045,000 (+29.65%)
2025	$9,967.00	$806,000	$806,000
2023	$8,161.00	$660,000	$660,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 400 Ridgeway Rd; there have been 1 flood claim nearby since 1992.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1992 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Ridgeway Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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