400 Ridge Ave, Hagerstown, MD 21740 Property Records

Washington County property record for 400 Ridge Ave, Hagerstown, MD 21740

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,550 sqft · built 1907
Lot Size	0.118 acres (5,120 sqft)
Owner	Company Name on Record
Last Sale	$180,000 (Jun 2026)
Tax Bill	$1,047 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-007480`

Property Details

APN / Parcel Number

Primary APN	`03-007480`
Alternative APN	`007480`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,550 sqft Total Area

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,120 sqft (0.118 acres)
Lot Dimensions	136 ft deep x 40 ft wide
Porch	Slab
Porch Area	229 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	007480
Street Address	400 RIDGE AVE
City	HAGERSTOWN
State	MD
Zip	21740-5349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMED
Legal Description	LOT 1 SEC 14 40X 400 RIDGE AVE
Legal Lot Number	1
Jurisdiction	WASHINGTON MD
Township / Civil Division	3, HAGERSTOWN
Census Block Group	3
Census Block	3010
Census Tract	900

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	107 URELL PL NE, WASHINGTON, DC 20011-7410
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed, Transfer · Conventional Mortgage FARMERS AND MERCHANTS BANK
Sep 22, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Deed Book / Page	7947 / 236
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jun 15, 2026
Property Address	400 RIDGE AVE, HAGERSTOWN, MD 21740-5349
Document Number	7947000236
Book / Page	7947 / 236
Instrument Date	Jun 12, 2026
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	OLDE STONE TITLE, OLDE TOWNE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,180.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	107 URELL PL NE, WASHINGTON, DC 20011-7410

Mortgage

Document Number	7947000242,
Date	Jun 15, 2026
Book Page	7947/242

Lender

Name	FARMERS AND MERCHANTS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON MD
Recording Date	Sep 22, 2025
Property Address	400 RIDGE AVE, HAGERSTOWN, MD 21740-5349
Document Number	0077640478
Book / Page	7764 / 478
Map Reference	PL 1 FO 33
Instrument Date	Sep 22, 2025
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 RIDGE AVE, HAGERSTOWN, MD 21740-5349

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,047.00 (+5.65%)	$139,167 (+16.07%)	$177,700 (+48.21%) Land $30,200 Building $147,500
2025	$991.00 (+5.54%) Homeowner's exemption	$119,900 (+17.9%) Land $30,200 Building $89,700	$119,900 (-) Land $30,200 Building $89,700
2024	$939.00 (+5.03%)
2023	$894.00 Homeowner's exemption	$101,700	$119,900 Land $30,200 Building $89,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1991–1998)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jun 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Point Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon, Xfinity.

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