400 Regulator Dr S, Cambridge, MD 21613 Property Records

Dorchester County property record for 400 Regulator Dr S, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,890 sqft · built 2011
Lot Size	0.279 acres (12,147 sqft)
Owner	2 Individual Names on File
Last Sale	$239,900 (Dec 2018)
Tax Bill	$4,724 (2026)
Deeds & Mortgages	Dec 2018 Sale & Mortgage Aug 2018 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`07-213093`

Property Details

APN / Parcel Number

Primary APN	`07-213093`
Alternative APN	`213093`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,890 sqft Total Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,147 sqft (0.279 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	90 sqft
Deck Area	350 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	213093
Street Address	400 REGULATOR DR S
City	CAMBRIDGE
State	MD
Zip	21613-1367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 120-12,147 SQ FT N/S REGULATOR DR SO W/S MAKO DR
Legal Subdivision	LONGBOAT ESTATES
Legal Lot Number	120
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	4
Census Block	4039
Census Tract	970702

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	400 REGULATOR DR S, CAMBRIDGE, MD 21613-1367
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2018	Deed, Transfer · ARM HEBRON SAVINGS BANK
Aug 16, 2018	Grant Deed, Transfer · Construction Mortgage LIONS MANE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2018 · Amount on File
Deed Sale	Dec 12, 2018 · Amount on File
Prior Sale	Aug 16, 2018 · Amount on File
Deed Book / Page	1497 / 213
Record Updated	Oct 29, 2026

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Dec 12, 2018
Property Address	400 REGULATOR DR S, CAMBRIDGE, MD 21613-1367
Document Number	0014970213
Book / Page	1497 / 213
Map Reference	MB50 PG219-223
Instrument Date	Dec 6, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	REAL ESTATE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,773.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	400 REGULATOR DR S, CAMBRIDGE, MD 21613-1367

Mortgage

Document Number	0001497220
Date	Dec 12, 2018
Instrument	1497/220

Lender

Name	HEBRON SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 6, 2024
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	6.25%
Index	Prime Rate
Margin	1
Max Rate	9.25%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Aug 16, 2018
Property Address	400 REGULATOR DR S, CAMBRIDGE, MD 21613-1367
Document Number	0014770367
Book / Page	001477 / 000367
Instrument Date	Aug 10, 2018
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1003 GRANITE CT SALISBURY MD 218048609, SALISBURY, MD 21804-8609

Mortgage

Document Number	14770372
Date	Aug 16, 2018
Book Page	001477/000372

Lender

Name	LIONS MANE FINANCIAL LLC
Address	24730 CLOCK TOWER SQ, ALDIE, VA 20105-2976

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 15, 2019

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,724.00 (+4.4%) Homeowner's exemption	$285,267 (+24.52%)	$306,400 (+11.54%) Land $41,800 Building $264,600
2025	$4,525.00 (+12.7%) Homeowner's exemption
2023	$4,015.00 Homeowner's exemption	$229,100	$274,700 Land $21,800 Building $252,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 units insured incl. 7 condo units
Nearby Flood Claims	10 (1993–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications.

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