Polk County property record for 400 Red Rock Ln, Mill Spring, NC 28756
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,276 sqft · built 2002 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,917 (2026) |
| Deeds & Mortgages | May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | P93-59 |
| Primary APN | P93-59 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,276 sqft Finished Area |
| Basement Area | 1,150 sqft |
| Unfinished Basement | 1,150 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 26687 |
|---|---|
| Street Address | 400 RED ROCK LN |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-6799 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPEN |
| Legal Description | 400, 400 400 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Jurisdiction | POLK NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 920202 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 400 RED ROCK LN, MILL SPRING, NC 28756-6799 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 1999 |
| Deed Sale | Jun 17, 1999 |
| Prior Sale | Dec 31, 1997 |
| Deed Book / Page | 255 / 1496 |
| Last Transfer Date | Apr 7, 2010 |
| Transfer Doc | 0379001796 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 400 RED ROCK LN, MILL SPRING, NC 28756-6799 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 400 RED ROCK LN, MILL SPRING, NC 28756-6799 |
| Document Number | 00459/1042 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 459/1042 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 13, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,917.00 | $375,652 (-) Land $113,250 Building $262,402 | $375,652 (-) Land $113,250 Building $262,402 |
| 2025 | $1,917.00 (+10.36%) | $375,652 (+38.33%) Land $113,250 Building $262,402 | $375,652 (+38.33%) Land $113,250 Building $262,402 |
| 2023 | $1,737.00 | $271,568 Land $70,000 Building $201,568 | |
| 2021 | $271,568 Land $70,000 Building $201,568 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Windstream DSL | 100 / 20 |
4G LTE (outdoors only), no 5G reported
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