Ouray County property record for 400 Queen St, Ouray, CO 81427
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,948 sqft · built 1976 |
| Lot Size | 4.4 acres (191,664 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,650,000 (Aug 2022) |
| Tax Bill | $4,453 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Aug 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R001643 |
| Primary APN | R001643 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 1,948 sqft Heated Area |
| 1st Floor Area | 974 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 191,664 sqft (4.4 acres) |
| Porch | Porch |
| Porch Area | 26 sqft |
| Patio Area | 364 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | R001643 |
|---|---|
| Street Address | 400 QUEEN ST |
| City | OURAY |
| State | CO |
| Zip | 81427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3 |
| Legal Description | S: 31 T: 44 R: 7 MINE: OPHIR - MS 138 PORTION OF AS SHOWN ON BOUNDARY AGREEMENT MAP AT REC #171437 |
| Legal Range | 07 |
| Legal Township | 44 |
| Legal Section | 31 |
| Legal Subdivision | OAK CREEK HIGHLANDS |
| Legal Tract | A |
| Jurisdiction | OURAY CO |
| Township / Civil Division | OURAY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 967602 |
400 Queen St is held in a trust since August 2022.
Source: Ouray County records, as of March 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 6750 FM 1830, ARGYLE, TX 76226-5092 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Oct 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY BANK NA |
| Aug 24, 2022 | Warranty Deed, Transfer LAND TITLE GUARANTEE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2022 · Amount on File |
| Deed Sale | Aug 24, 2022 · Amount on File |
| Prior Sale | Jul 22, 2009 · Amount on File |
| Deed Document Number | 2022232890 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 400 QUEEN ST, OURAY, CO 81427 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | LAND TITLE GUARANTEE CO |
| Name | Verified Name |
|---|
| Document Number | 0000233312 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 233312 |
| Name | MORGAN STANLEY BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.1% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.1% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Aug 24, 2022 |
| Property Address | 400 QUEEN ST, OURAY, CO 81427 |
| Document Number | 0000232890 |
| Map Reference | DOC 171437 |
| Instrument Date | Aug 23, 2022 |
| Instrument | 232890 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | LAND TITLE GUARANTEE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6608 PINE VALLEY PL, 6608, FORT WORTH, TX 76132-4512 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 6750 FM 1830, ARGYLE, TX 76226-5092 |
The 2025 property tax bill for 400 Queen St was $4,453, up 30.5% from the year before.
Source: Ouray County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Ouray County |
| Unified School District | Ouray School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,453.00 (+30.51%) | $76,110 (+17.33%) Land $44,300 Building $31,810 | $1,217,740 (+25.78%) Land $708,750 Building $508,990 |
| 2024 | $3,412.00 (+2.16%) | $64,870 (-4.9%) Land $28,530 Building $36,340 | $968,170 (-3.97%) Land $425,810 Building $542,360 |
| 2023 | $3,340.00 | $68,210 Land $30,000 Building $38,210 | $1,008,170 Land $443,400 Building $564,770 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 400 Queen St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Nearby Flood Policies | 17 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 Queen St is moderate, ranking above 56% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 40% of Colorado |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRI COUNTY WCD serves 20,490 people · EPA ID CO0143755 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Nov 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| Vero Fiber Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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