400 Quail Ridge Dr, Forest, VA 24551 Property Records

Bedford County property record for 400 Quail Ridge Dr, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,018 sqft · built 1989
Lot Size	1.73 acres (75,359 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Oct 2021)
Tax Bill	$1,269 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`81B 1 1`

Property Details

APN / Parcel Number

Primary APN	`81B 1 1`
Alternative APNs	`81115000` `514959`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,018 sqft Living Area
1st Floor Area	1,025 sqft
Basement Area	1,025 sqft
Unfinished Basement	1,025 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	75,359 sqft (1.73 acres)
Porch	Porch
Porch Area	36 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	400 QUAIL RIDGE DR
City	FOREST
State	VA
Zip	24551-1094
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	QUAIL RIDGE LT 1 SC 1
Legal Subdivision	QUAIL RIDGE
Legal Lot Number	1
Jurisdiction	BEDFORD VA
Township / Civil Division	5
Census Block Group	3
Census Block	3004
Census Tract	30101

Owner

400 Quail Ridge Dr is owned and occupied by two individuals who bought it in October 2021.

Source: Bedford County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	400 QUAIL RIDGE DR, FOREST, VA 24551-1094
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Unknown FIRST NATIONAL BANK
Oct 7, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Feb 8, 2019	Warranty Deed, Transfer · Conventional Mortgage BRANCH BANKING & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2021 · Amount on File
Deed Sale	Oct 7, 2021 · Amount on File
Prior Sale	Feb 8, 2019 · Amount on File
Deed Document Number	202114272
Prior Transfer Date	Sep 4, 2014
Prior Transfer Doc	0000007353
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	400 QUAIL RIDGE DR, FOREST, VA 24551-1094
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 QUAIL RIDGE DR, FOREST, VA 24551-1094
Investor	Possibly a Property Investor

Mortgage

Document Number	0250010798
Date	Dec 15, 2025
Instrument	250010798

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	FOREST, VA 24551

Agreement

Type	Unknown
Amount	Amount on Record

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Oct 7, 2021
Property Address	400 QUAIL RIDGE DR, FOREST, VA 24551-1094
Document Number	210014272
Instrument Date	Oct 7, 2021
Instrument	210014272
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 QUAIL RIDGE DR, FOREST, VA 24551-1094
Investor	Possibly a Property Investor

Mortgage

Document Number	210014273
Date	Oct 7, 2021
Instrument	210014273

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Feb 8, 2019
Property Address	400 QUAIL RIDGE DR, FOREST, VA 24551-1094
Document Number	190001066
Instrument Date	Oct 23, 2018
Instrument	190001066
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	NOT AVAILABLE, RELIANCE TITLE & SETTLEMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 QUAIL RIDGE DR, FOREST, VA 24551-1094

Mortgage

Document Number	190001067
Date	Feb 8, 2019
Instrument	190001067

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 400 Quail Ridge Dr was $1,269.

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,269.00	$309,600 Land $78,000 Building $231,600
2023	$1,269.00 Additional exemption filed	$154,800	$309,600 Land $78,000 Building $231,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 400 Quail Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Quail Ridge Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Glo Fiber Cable	1,200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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