400 Prospect Rd, Colbert, GA 30628 Property Records

Madison County property record for 400 Prospect Rd, Colbert, GA 30628

Property Summary

Property Type	Rural Home
Details	2.5 ba · 2,574 sqft · built 2003
Lot Size	3.55 acres (154,638 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,085 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Mar 2026 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0029 094`

Property Details

APN / Parcel Number

Primary APN	`0029 094`
Alternative APN	`8853`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,574 sqft Heated Area
1st Floor Area	1,486 sqft
Upper Floors Area	1,088 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	154,638 sqft (3.55 acres)
Garage Type	Mixed
Garage Area	1,476 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	96 sqft
Deck Area	160 sqft
Patio Area	696 sqft
Lean-To	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Account Number	8853
Street Address	400 PROSPECT RD
City	COLBERT
State	GA
Zip	30628-1818
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A1
Legal Description	HSE/OB/LAND
Jurisdiction	MADISON GA
Township / Civil Division	COLBERT
Census Block Group	2
Census Block	2022
Census Tract	20502

Owner

Source: Madison County records, as of May 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 PROSPECT RD, COLBERT, GA 30628-1818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO
Mar 3, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Apr 28, 2022	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2003
Deed Sale	Jan 24, 2003
Prior Sale	Dec 31, 2002
Deed Book / Page	533 / 253
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON GA
Property Address	400 PROSPECT RD, COLBERT, GA 30628-1818
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 PROSPECT RD, COLBERT, GA 30628-1818

Mortgage

Document Number	0000001762/0000000284
Date	Oct 23, 2018
Book Page	0000001762/0000000284

Lender

Name	WELLS FARGO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON GA
Property Address	400 PROSPECT RD, COLBERT, GA 30628-1818
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 PROSPECT RD, COLBERT, GA 30628-1818

Mortgage

Document Number	0000002295/0000000118
Date	Mar 3, 2026
Book Page	0000002295/0000000118

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2031

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON GA
Property Address	400 PROSPECT RD, COLBERT, GA 30628-1818
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 PROSPECT RD, COLBERT, GA 30628-1818

Mortgage

Document Number	0000002042/0000000001
Date	Apr 28, 2022
Book Page	0000002042/0000000001

Lender

Name	AMERISAVE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,085.00 (-8.86%) Homeowner's exemption Senior Citizen's exemption	$170,780 (+16.32%) Land $21,871 Building $148,909	$426,950 (+16.32%) Land $54,677 Building $372,273
2023	$4,482.00 Homeowner's exemption	$146,825 Land $18,226 Building $128,599	$367,061 Land $45,564 Building $321,497

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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