400 Plumtree Rd, Bel Air, MD 21015 Property Records

Harford County property record for 400 Plumtree Rd, Bel Air, MD 21015

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,224 sqft · built 1973
Lot Size	0.66 acres (28,768 sqft)
Owner	2 Individual Names on File
Last Sale	$147,000 (Aug 1995)
Tax Bill	$3,446 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Feb 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`03-101088`

Property Details

APN / Parcel Number

Primary APN	`03-101088`
Alternative APNs	`3101088` `101088`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,224 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	28,768 sqft (0.66 acres)
Lot Dimensions	239 ft deep x 112 ft wide
Porch	Slab
Porch Area	92 sqft
Deck Area	660 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	101088
Street Address	400 PLUMTREE RD
City	BEL AIR
State	MD
Zip	21015-6015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 10 113/111X239 400 PLUMTREE ROAD CEDAR SPRINGS S2 P 23/74
Legal Subdivision	CEDAR SPRING
Legal Lot Number	10,400
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1015
Census Tract	303501

Owner

Source: Harford County records · APN 03-101088

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	400 PLUMTREE RD, BEL AIR, MD 21015-6015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage ARUNDEL FEDERAL SAVINGS BANK
Feb 06, 2020	Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 11, 1995 · Amount on Record
Deed Sale	Aug 11, 1995 · Amount on Record
Deed Document Number	1995157
Deed Book / Page	2276 / 919
Last Transfer Date	Jan 31, 2023
Transfer Doc	0159500001
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Jun 23, 2023
Property Address	400 PLUMTREE RD, BEL AIR, MD 21015-6015
Document Number	0159500001
Book / Page	15950 / 1
Map Reference	MB GRG 23 FO 74
Instrument Date	Jan 31, 2023
Transaction Type	Transfer
Record Updated	Jul 06, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 PLUMTREE RD, BEL AIR, MD 21015-6015

Mortgage

Document Number	0159500006
Date	Jun 23, 2023
Book Page	15950/6

Lender

Name	ARUNDEL FEDERAL SAVINGS BANK
Type	Bank
Address	FORK, MD 21051

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Mar 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 01, 2028
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	10.6%

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARFORD MD
Property Address	400 PLUMTREE RD, BEL AIR, MD 21015-6015
Document Number	0137100370
Instrument Date	Feb 06, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	RGS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 PLUMTREE RD BEL AIR MD 210156015, BEL AIR, MD 21015-6015

Mortgage

Document Number	0137100370
Date	Feb 26, 2020
Book Page	013710/000370

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BEL AIR, MD 21015

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,033 (+3.37%)	$350,500 (+10.12%) Land $77,400 Building $273,100
2025	$3,446.00 (+119.91%)	$318,300 (+5.01%) Land $77,400 Building $240,900	$318,300 (-) Land $77,400 Building $240,900
2023		$303,100 (+2.57%)	$318,300 (+7.72%) Land $77,400 Building $240,900
2022	$1,567.00 (+137.78%) Homeowner's exemption	$295,500 Land $96,700 Building $198,800	$295,500 Land $96,700 Building $198,800
2021	$659.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), as of October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253035011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Aug 2003 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 190 locations within half a mile of this property.

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