400 Plover Pl, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 400 Plover Pl, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,668 sqft · built 1984
Lot Size0.308 acres (13,399 sqft)
OwnerCompany Name on Record
Last Sale$665,000 (Aug 2022)
Tax Bill$10,676 (2025)
Deeds & MortgagesAug 2022 Sale
Jul 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNC62-000-741-2711-9

Property Details

APN / Parcel Number

Primary APNC62-000-741-2711-9
Alternative APNs
  • 01-28-15-67999-000-2330
  • 281501679990002330
  • 152801679990002330
  • R1368

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area2,668 sqft Living Area
Gross Area3,650 sqft
1st Floor Area2,668 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2001
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area13,399 sqft (0.308 acres)
Lot Dimensions118 ft deep x 112 ft wide
Garage TypeAttached
Garage Area529 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPatio
Porch Area453 sqft
Deck Area100 sqft
Patio Area100 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR1368
Street Address400 PLOVER PL
CityPALM HARBOR
StateFL
Zip34683-4853
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionPATTY ANN 1ST ADD LOT 233 & S 40FT OF LOT232
Legal Range15E
Legal Township28S
Legal Section1
Legal SubdivisionPATTY ANN 1ST ADD
Legal Tract67999
Legal Lot Number233
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group4
Census Block4000
Census Tract27207

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address28 VALLEY RD, NORTH READING, MA 01864-1702
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2022Warranty Deed, Transfer
NU WORLD TITLE LLC
Jul 8, 2021Deed of Trust, Mortgage · Line of Credit
ACHIEVA CU
Sep 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 1, 2019Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2022 · Amount on Record
Deed SaleAug 3, 2022 · Amount on Record
Prior SaleOct 1, 2019 · Amount on Record
Deed Document Number2022236796
Deed Book / Page22155 / 940
Prior Transfer DateDec 26, 2012
Prior Transfer Doc0178311769
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 3, 2022
Property Address400 PLOVER PL, PALM HARBOR, FL 34683-4853
Document Number0221550940
Book / Page22155 / 940
Map ReferenceMB 83 PG 80&81
Instrument DateJul 25, 2022
Instrument2022236796
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyNU WORLD TITLE LLC

Transaction

AmountAmount Recorded
Tax$4,655.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address918 GROVEWOOD DR, 918, DUNEDIN, FL 34698-7209

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 VALLEY RD, NORTH READING, MA 01864-1702

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address400 PLOVER PL, PALM HARBOR, FL 34683-4853
Transaction TypeMortgage
Record UpdatedAug 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 PLOVER PL, PALM HARBOR, FL 34683-4853

Mortgage

Document Number0216150711
DateJul 8, 2021
Book Page21615/711
Instrument2021222995
Lender
NameACHIEVA CU
TypeCredit Union
AddressDUNEDIN, FL 34697
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 27, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address400 PLOVER PL, PALM HARBOR, FL 34683-4853
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATL TTL OF FL INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 PLOVER PL, PALM HARBOR, FL 34683-4853

Mortgage

Document Number0211721920
DateSep 21, 2020
Book Page21172/1920
Instrument2020280311
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateOct 1, 2019
Property Address400 PLOVER PL, PALM HARBOR, FL 34683-4853
Document Number0207142100
Book / Page20714 / 2100
Map ReferenceMB 83 PG 80&81
Instrument DateSep 30, 2019
Instrument2019316084
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyTITLE AGENCY OF FLORIDA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,023.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 PLOVER PL, 400, PALM HARBOR, FL 34683-4853

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 PLOVER PL, PALM HARBOR, FL 34683-4853

Mortgage

Document Number0207142102
DateOct 1, 2019
Instrument20714/2102
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,676.00 (+2.79%)$579,710 (+3.04%) Land $175,189 Building $404,521$579,710 (+3.04%) Land $175,189 Building $404,521
2024$10,386.00 (+0.78%)
2023$10,306.00 (+85.66%)$562,606 (+66.24%)$562,606 (+22.73%) Land $240,537 Building $322,069
2022$5,551.00 Homeowner's exemption$338,436$458,392 Land $237,988 Building $220,404

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims13 (1982–2015)
Claims Outside the SFHA1 of 13
Most Recent ClaimAug 2015 · other causes
Claims by Event
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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