400 Pine St, Lockport, NY 14094 Property Records

Niagara County and Lockport City property record for 400 Pine St, Lockport, NY 14094

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,670 sqft · built 1852
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$155,000 (Jan 2026)
Tax Bill$4,488 (2026)
Deeds & MortgagesJun 2022 Mortgage
Jan 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN6-5565.000

Property Details

APN / Parcel Number

Primary APN6-5565.000
Alternative APNs
  • 09001230060002069000
  • 290900 123.06-2-69

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,670 sqft Total Area
1st Floor Area851 sqft
2nd Floor Area819 sqft

Exterior

Year BuiltBuilt 1852
Effective Year BuiltEffective 1852
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions243 ft deep x 42 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area234 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number6-5565.000
Street Address400 PINE ST
CityLOCKPORT
StateNY
Zip14094-5507
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR1
Legal Block2
Legal Lot Number69.000
JurisdictionNIAGARA NY
Township / Civil DivisionLOCKPORT
Census Block Group1
Census Block1001
Census Tract23901

Owner

Source: Niagara County and Lockport City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address630 N FRANKLIN ST, 406, CHICAGO, IL 60654-8328
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2022Deed of Trust, Mortgage · Second Mortgage (Down Payment)
PROBUILDER FINANCIAL LLC
Jan 22, 2026Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 27, 2022Warranty Deed, Transfer · FHA Mortgage
PREMIUM MORTGAGE CORP
Sep 29, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 22, 2026 · Amount on Record
Deed SaleJan 22, 2026 · Amount on Record
Prior SaleJul 27, 2022 · Amount on Record
Deed Document Number20261128
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address400 PINE ST, LOCKPORT, NY 14094-5507
Transaction TypeMortgage
Record UpdatedFeb 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address242 SOUTH TRANSIT ROAD, LOCKPORT, NY 14094-4837

Mortgage

Document Number0000000779
DateJun 7, 2022
Instrument2022-10779
Lender
NamePROBUILDER FINANCIAL LLC
TypeNon-Lending Institution
AddressWELLESLEY HILLS, MA 02481
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateJan 22, 2026
Property Address400 PINE ST, LOCKPORT, NY 14094-5507
Document Number0000001128
Map ReferenceMB 11 PG 1034
Instrument DateDec 19, 2025
Instrument2026-01128
Transaction TypeTransfer
Record UpdatedFeb 13, 2026
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$620.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11 TRAYMORE ST # 2, 2, BUFFALO, NY 14216-2731

Transferred To (Grantee/Buyer)

NameVerified Name
Address630 N FRANKLIN ST APT 406, 406, CHICAGO, IL 60654-8328

Mortgage

Document Number0000001129
DateJan 22, 2026
Instrument2026-01129
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateJul 27, 2022
Property Address400 PINE ST, LOCKPORT, NY 14094-5507
Document Number0000004654
Map ReferenceMB 11 PG 1034
Instrument DateJul 10, 2022
Instrument2022-14654
Transaction TypeTransfer
Record UpdatedAug 19, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$632.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8995 COUNTY RD, 8995, CLARENCE CENTER, NY 14032-9648

Transferred To (Grantee/Buyer)

NameVerified Name
Address11427 GENESEE ST, ALDEN, NY 14004-9625

Mortgage

Document Number0000004655
DateJul 27, 2022
Instrument2022-14655
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
AddressROCHESTER, NY 14618
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateSep 29, 2021
Property Address400 PINE ST, LOCKPORT, NY 14094-5507
Document Number0000000452
Map ReferenceMB 13 PG 38
Instrument DateAug 16, 2021
Instrument2021-20452
Transaction TypeTransfer
Record UpdatedOct 19, 2021

Transaction

AmountAmount Recorded
Tax$360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6310 HAMM RD, 6310, LOCKPORT, NY 14094-6408

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 S TRANSIT ST, LOCKPORT, NY 14094-4349

Tax Assessment & Valuation

Source: Niagara County and Lockport City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
MunicipalityLockport City
Unified School DistrictLockport City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,488.00 (+2.56%)
2025$4,376.00$169,000 (+4.97%) Land $7,300 Building $161,700$169,000 (+4.97%) Land $7,300 Building $161,700
2024$161,000 (+11.03%) Land $7,300 Building $153,700$161,000 (+11.03%) Land $7,300 Building $153,700
2023$145,000 Land $7,300 Building $137,700$145,000 Land $7,300 Building $137,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOCKPORT CITY WTP
serves 21,165 people · EPA ID NY3100564
Water SourceSurface water
Last State InspectionMay 2024
Lead10 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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