400 Pine St, Apt 1, Spring Lake, MI 49456 Property Records

Ottawa County property record for 400 Pine St, Apt 1, Spring Lake, MI 49456

Property Summary

Property Type	Condominium
Details	2.5 ba · 1,500 sqft
Lot Size	2.89 acres (126,241 sqft)
Owner	Company Name on Record
Tax Bill	$11,838 (2025)
Deeds & Mortgages	Mar 2022 Sale Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-16-408-001`

Property Details

APN / Parcel Number

Primary APN	`70-03-16-408-001`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	15 Units
Stories	2 Stories
Building Area	1,500 sqft Living Area
1st Floor Area	600 sqft

Exterior

Architectural Style	Condo/Apartment
Lot Area	126,241 sqft (2.89 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	400 PINE ST, 1
City	SPRING LAKE
State	MI
Zip	49456-2607
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RG 3
Legal Description	UNIT 1 NORTH'S COVE CONDOMINIUM, AS AMENDED, MASTER DEED RECORDED IN OTTAWA COUNTY REGISTER OF DEEDS LIBER 1155 PAGE 355, CONDOMINIUM SUBDIVISION PLAN NO 93 SEC 16 T8N R16W
Legal Range	16W
Legal Township	08N
Legal Section	16
Legal Subdivision	CONDOMINIUM SUBD
Legal Block	408
Jurisdiction	OTTAWA MI
Township / Civil Division	FERRYSBURG
Census Block Group	2
Census Block	2009
Census Tract	20600

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 150500, GRAND RAPIDS, MI 49515-0500
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Warranty Deed, Transfer
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF MICHIGAN
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF MICHIGAN
Jan 16, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 18, 2013
Transfer Doc	20130050145
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Mar 2, 2022
Property Address	400 PINE ST APT 1, 1, SPRING LAKE, MI 49456-2607
Document Number	20220008375
Map Reference	LB 1155 PG 355
Instrument Date	Mar 2, 2022
Instrument	2022-0008375
Transaction Type	Transfer
Record Updated	Mar 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 BARBER ST, 315, SPRING LAKE, MI 49456-1630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5500 NORTHLAND DR NE STE B, B, GRAND RAPIDS, MI 49525-1064

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	400 PINE ST APT 1, 1, SPRING LAKE, MI 49456-2607
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PARKS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200048129
Date	Oct 29, 2020
Instrument	2020-0048129

Lender

Name	UNITED BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	400 PINE ST APT 1, 1, SPRING LAKE, MI 49456-2607
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200002208
Date	Jan 17, 2020
Instrument	2020-0002208

Lender

Name	UNITED BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jan 16, 2020
Property Address	400 PINE ST APT 1, 1, SPRING LAKE, MI 49456-2607
Document Number	20200002155
Map Reference	LB 1155 PG 355
Instrument Date	Jan 16, 2020
Instrument	2020-0002155
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 PINE ST APT 1, 400, SPRING LAKE, MI 49456-2607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2993 ROCAWAY DR, HUDSONVILLE, MI 49426-7827

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Ferrysburg City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,200 (+3.86%)	$522,400 (+3.86%)
2025	$11,838.00 (+14.12%)	$251,500 (+15.26%)	$503,000 (+15.26%)
2023		$218,200	$436,400
2022	$10,373.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1985–1986)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

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