400 Paul Smith Rd, Covington, GA 30014 Property Records

Walton County property record for 400 Paul Smith Rd, Covington, GA 30014

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,574 sqft · built 2024
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Last Sale$554,900 (Jan 2025)
Tax Bill$6,717 (2025)
Deeds & MortgagesJun 2024 Mortgage
Jan 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC0660-026-A

Property Details

APN / Parcel Number

Primary APNC0660-026-A
Alternative APN
  • 42550

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,574 sqft Heated Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Exterior MaterialFiber Cement Siding
Construction TypeBrick
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area87,120 sqft (2 acres)
Garage Area621 sqft
PorchOpen Porch
Porch Area570 sqft
Utility Building384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number42550
Street Address400 PAUL SMITH RD
CityCOVINGTON
StateGA
Zip30014-8608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1 WP2
Legal DescriptionTR#2, 2.00AC
JurisdictionWALTON GA
Township / Civil DivisionJERSEY
Census Block Group2
Census Block2019
Census Tract110602

Owner

Source: Walton County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4072 SUNSET CT, COVINGTON, GA 30014-0672
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2024Deed of Trust, Mortgage · Conventional Mortgage
BANK OF MADISON COUNTY
Jan 30, 2025Warranty Deed, Transfer · Conventional Mortgage
LOWER
Feb 1, 2022Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2025 · Amount on Record
Deed SaleJan 30, 2025 · Amount on Record
Prior SaleFeb 1, 2022 · Amount on Record
Deed Document Number0055771189
Deed Book / Page5577 / 1189
Record UpdatedJun 8, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON GA
Property Address400 PAUL SMITH RD, COVINGTON, GA 30014-8608
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 PAUL SMITH RD, COVINGTON, GA 30014-8608

Mortgage

Document Number0054880000000163
DateJun 12, 2024
Book Page0000005488/0000000163
Instrument2024006248
Lender
NameBANK OF MADISON COUNTY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueJan 1, 2025

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON GA
Recording DateJan 30, 2025
Property Address400 PAUL SMITH RD, COVINGTON, GA 30014-8608
Document Number0055771189
Book / Page5577 / 1189
Instrument DateJan 28, 2025
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 PAUL SMITH RD, COVINGTON, GA 30014-8608

Mortgage

Document Number0055771190
DateJan 30, 2025
Instrument5577/1190
Lender
NameLOWER
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2055

February 2022: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionWALTON GA
Recording DateFeb 1, 2022
Property Address400 PAUL SMITH RD, COVINGTON, GA 30014-8608
Document Number0050730207
Book / Page5073 / 207
Instrument DateFeb 1, 2022
Instrument2022-000555
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4072 SUNSET CT, COVINGTON, GA 30014-0672

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Paul Smith Rd

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