Monroe County property record for 400 Park St, Waterloo, IL 62298
| Property Type | Commercial |
|---|---|
| Lot Size | 0.33 acres (14,374 sqft) |
| Owner | Company Name on File |
| Deeds & Mortgages | May 2026 Mortgage Jun 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-335-008-000 |
| Primary APN | 07-25-335-008-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 14,374 sqft (0.33 acres) |
|---|
| Street Address | 400 PARK ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1308 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | WR3 |
| Legal Description | LOT 1 & PART LOT 2 MENTELS ADDN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | MENTELS ADD |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 18 |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 600501 |
400 Park St, a commercial property, is owned by a company that acquired it in June 2017.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 400 PARK ST, WATERLOO, IL 62298-1308 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF BELLEVILLE |
| Jun 26, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2017 |
| Deed Sale | Jun 26, 2017 |
| Deed Document Number | 2017390560 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 1, 2026 |
| Property Address | 400 PARK ST, WATERLOO, IL 62298-1308 |
| Document Number | 0000442379 |
| Instrument Date | May 1, 2026 |
| Instrument | 2026442379 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Address | 400 PARK ST, WATERLOO, IL 62298-1308 |
| Document Number | 0000442379, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 2026442379 |
| Name | BANK OF BELLEVILLE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 26, 2017 |
| Property Address | 400 PARK ST, WATERLOO, IL 62298-1308 |
| Document Number | 0000390560 |
| Instrument Date | Jun 22, 2017 |
| Instrument | 390560 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 400 PARK ST WATERLOO IL 622981308, WATERLOO, IL 62298-1308 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $20 (-9.09%) Land $10 Building $10 | $60 (-9.09%) Land $30 Building $30 |
| 2024 | $22 Land $11 Building $11 | $66 Land $33 Building $33 |
| 2022 | $20 Land $10 Building $10 | $60 Land $30 Building $30 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 Park St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 400 Park St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: ClearWave, Wisper ISP.
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