Emmet County property record for 400 Overbay Dr, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.29 acres (56,192 sqft) |
| Owner | Individual Name on File |
| Last Sale | $168,000 (Mar 2000) |
| Tax Bill | $2,503 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-01-300-016 |
| Primary APN | 13-18-01-300-016 |
|---|
| Lot Area | 56,192 sqft (1.29 acres) |
|---|---|
| Lot Dimensions | 374 ft deep x 150 ft wide |
| Patio Area | 353 sqft |
| Street Address | 400 OVERBAY DR |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT R-1 |
| Legal Description | PT OF GOV?T LOT 3, SECTION 1, BEG AT A PT ON W 1/8 LN OF SD SEC, 1234.35 FT N OF S SEC LN OF SD SEC, TH SW'LY AT AN ANGLE OF |
| Legal Range | 06W |
| Legal Township | 34N |
| Legal Section | 01 |
| Legal Lot Number | 3 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | RESORT |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 970800 |
400 Overbay Dr is owned and occupied by an individual who bought it in March 2000.
Source: Emmet County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 400 OVERBAY DR, PETOSKEY, MI 49770-9704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2000 · Amount on File |
| Deed Sale | Mar 31, 2000 · Amount on File |
| Record Updated | Sep 20, 2026 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Resort Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,200 Building $220,200 | $440,400 Building $440,400 | |
| 2024 | $2,503.00 | ||
| 2023 | $191,600 Building $191,600 | $383,200 Building $383,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 Overbay Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 Overbay Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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