400 Opekiska Rd, Fairmont, WV 26554 Property Records

Monongalia County property record for 400 Opekiska Rd, Fairmont, WV 26554

Property Summary

Property Type	Single Family Home
Details	6 bd · 8 ba · 6,061 sqft · built 2006
Lot Size	2.45 acres (106,809 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,150,000 (Sep 2022)
Tax Bill	$12,816 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-11-0018.0004`

Property Details

APN / Parcel Number

Primary APN	`05-11-0018.0004`
Alternative APN	`31-05-11-0018.0004`

Interior

Bedrooms	6 Beds
Full Baths	8 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	34 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	6,061 sqft Living Area
1st Floor Area	3,968 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	106,809 sqft (2.45 acres)
Terrain	Below Road/Slope
Garage Type	Basement
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	400 OPEKISKA RD
City	FAIRMONT
State	WV
Zip	26554-8754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B-8 OR 2.4572 AC WHITE DAY CREEK (FLOOD AREA)
Legal Subdivision	WHITE DAY CREEK
Legal Lot Number	B
Jurisdiction	MONONGALIA WV
Township / Civil Division	WESTERN
Census Block Group	3
Census Block	3047
Census Tract	11900

Owner

Source: Monongalia County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 OPEKISKA RD, FAIRMONT, WV 26554-8754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Line of Credit CLEAR MOUNTAIN BANK
Sep 14, 2022	Warranty Deed, Transfer · Conventional Mortgage CLEAR MOUNTAIN BANK
Apr 8, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2022 · Amount on Record
Deed Sale	Sep 14, 2022 · Amount on Record
Deed Document Number	2022876471
Deed Book / Page	1786 / 559
Prior Transfer Date	Feb 11, 2019
Prior Transfer Doc	1662/676
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	400 OPEKISKA RD, FAIRMONT, WV 26554-8754
Transaction Type	Mortgage
Record Updated	Feb 1, 2023
Title Company	BESTITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 OPEKISKA RD, FAIRMONT, WV 26554-8754

Mortgage

Document Number	0000887452
Date	Jan 17, 2023
Book Page	2550/266
Instrument	887452

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank
Address	BRUCETON MILLS, WV 26525

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Dec 30, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONONGALIA WV
Recording Date	Sep 14, 2022
Property Address	400 OPEKISKA RD, FAIRMONT, WV 26554-8754
Document Number	0000876471
Book / Page	1786 / 559
Instrument Date	Sep 8, 2022
Instrument	876471
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	BESTITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	400 OPEKISKA RD, FAIRMONT, WV 26554-8754

Mortgage

Document Number	0000876472
Date	Sep 14, 2022
Book Page	2534/283
Instrument	876472

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank
Address	BRUCETON MILLS, WV 26525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.25%
Index	1-Year CMT
Margin	3
Max Rate	10.2%

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONONGALIA WV
Recording Date	Apr 8, 2019
Property Address	400 OPEKISKA RD, FAIRMONT, WV 26554-8754
Document Number	0000755624
Book / Page	001662 / 000676
Instrument Date	Feb 11, 2019
Instrument	755624
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 OPEKISKA RD FAIRMONT WV 265548754, FAIRMONT, WV 26554-8754

Tax Assessment & Valuation

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,816.00 (+9.35%)	$1,200,480 (+9.43%) Land $65,640 Building $1,134,840	$2,000,800 (+9.43%) Land $109,400 Building $1,891,400
2025	$11,720.00 (-11.66%)	$1,097,030 (-11.56%) Land $92,930 Building $1,004,100	$1,828,300 (-11.56%) Land $154,800 Building $1,673,500
2023	$13,267.00 (+198.94%)	$1,240,380 (+186.41%) Land $92,940 Building $1,147,440	$2,067,200 (+186.43%) Land $154,800 Building $1,912,400
2022	$4,438.00	$433,080 Land $20,820 Building $412,260	$721,700 Land $34,600 Building $687,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2012)
Most Recent Claim	Feb 2012 · Severe Storms, Tornadoes, Flooding, Mudslides, And Landslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Mudslides, And Landslides, Feb 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LITTLE CREEK PSD serves 2,180 people · EPA ID WV3302510
Water Source	Purchased surface water from CITY OF FAIRMONT
Last State Inspection	Mar 2025
Lead	13 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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