400 Oak St, Lathrop, MO 64465 Property Records

Clinton County property record for 400 Oak St, Lathrop, MO 64465

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,422 sqft · built 1893
Lot Size	0.441 acres (19,210 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,875,000 (Aug 2019)
Tax Bill	$755 (2025)
Deeds & Mortgages	Aug 2026 Transfer Jun 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`10 07.1 25 004 003 008.000`

Property Details

APN / Parcel Number

Primary APN	`10 07.1 25 004 003 008.000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Units	95 Units
Stories	2 Stories
Building Area	1,422 sqft Living Area
Basement Area	462 sqft
Finished Basement	462 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Architectural Style	A-Frame
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,210 sqft (0.441 acres)
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	400 OAK ST
City	LATHROP
State	MO
Zip	64465-9301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART LOT 13 BLK 36 CITY OF LATHROP BEG AT A POINT 30' N OF SW CORNER LOT 13, E 132.5', N 145', W 132.5', S 145' TO POB
Legal Range	31W
Legal Township	55N
Legal Section	25
Legal Subdivision	POINTE
Legal Block	36
Legal Lot Number	13
Jurisdiction	CLINTON MO
Township / Civil Division	LATHROP
Census Block Group	3
Census Block	3017
Census Tract	960202

Owner

Source: Clinton County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13210 N COPPER RIDGE DR, PLATTE CITY, MO 64079-8133
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jun 1, 2026	Deed of Trust, Mortgage · Construction Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2019 · Amount on Record
Deed Sale	Aug 23, 2019 · Amount on Record
Prior Sale	Aug 1, 2007
Last Transfer Date	Aug 7, 2026
Transfer Doc	0000002491
Record Updated	Sep 20, 2026

August 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CLINTON MO
Recording Date	Aug 12, 2026
Property Address	400 OAK ST, LATHROP, MO 64465-9301
Document Number	0000002491
Instrument Date	Aug 7, 2026
Instrument	20262491
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 OAK ST, LATHROP, MO 64465-9301

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MO
Recording Date	Jun 1, 2026
Property Address	400 OAK ST, LATHROP, MO 64465-9301
Document Number	0000001588
Instrument Date	May 22, 2026
Instrument	20261588
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CAMDEN TITLE, CAMERON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19616 NE 190TH ST, HOLT, MO 64048-8708

Mortgage

Document Number	0000001588,
Date	Jun 1, 2026
Instrument	20261588

Lender

Name	FARMERS STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 22, 2027

Interest

Rate	6.23%
Max Rate	-1%

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clinton County
Municipality	Lathrop City
Unified School District	Lathrop R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$755.00 (+0.13%)	$9,337 (+11.99%) Land $2,153 Building $7,184	$49,140 (+11.99%) Land $11,330 Building $37,810
2024	$754.00	$8,337 (-) Land $1,923 Building $6,414
2023		$8,337 (+7.52%) Land $1,923 Building $6,414	$43,879 (+7.52%) Land $10,120 Building $33,759
2022	$631.00	$7,754 Land $1,923 Building $5,831
2021			$40,810 Land $10,120 Building $30,690

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHROP PWS serves 2,945 people · EPA ID MO1010453
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grand River Mutual Telephone Fiber	1,000 / 1,000

May also be available: Mercury Fiber.

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