400 Nygaard St, Oregon, WI 53575 Property Records

Dane County property record for 400 Nygaard St, Oregon, WI 53575

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,076 sqft · built 1968
Lot Size	0.253 acres (11,021 sqft)
Owner	Individual Name on Record
Last Sale	$377,000 (Aug 2022)
Tax Bill	$6,433 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0509-014-5114-9`

Property Details

APN / Parcel Number

Primary APN	`0509-014-5114-9`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,076 sqft Living Area
1st Floor Area	1,146 sqft
2nd Floor Area	930 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Exterior Material	Aluminum/Vinyl
Lot Area	11,021 sqft (0.253 acres)
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	400 NYGAARD ST
City	OREGON
State	WI
Zip	53575-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAEFLER-GASNER ADDN LOT 44
Legal Range	09
Legal Township	05
Legal Section	01
Legal Subdivision	WAEFLER-GASNER ADD
Legal Block	51
Legal Lot Number	44
Jurisdiction	DANE WI
Township / Civil Division	OREGON
Census Block Group	4
Census Block	4032
Census Tract	12501

Owner

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	400 NYGAARD ST, OREGON, WI 53575-1414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage MILLENNIAL HOME LENDING INC
Jan 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage OAK BANK
Aug 24, 2022	Warranty Deed, Transfer · Conventional Mortgage OAK BANK
Dec 2, 2019	Warranty Deed, Transfer · Conventional Mortgage LUTHERAN CHURCH EXTENSION FUND
Oct 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2022 · Amount on Record
Deed Sale	Aug 24, 2022 · Amount on Record
Prior Sale	Dec 2, 2019 · Amount on Record
Deed Document Number	5857575
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	400 NYGAARD ST, OREGON, WI 53575-1414
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005753764
Date	Jul 23, 2021
Instrument	5753764

Lender

Name	MILLENNIAL HOME LENDING INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	400 NYGAARD ST, OREGON, WI 53575-1414
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005942744
Date	Jan 16, 2024
Instrument	5942744

Lender

Name	OAK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Aug 24, 2022
Property Address	400 NYGAARD ST, OREGON, WI 53575-1414
Document Number	0005857575
Instrument Date	Jun 17, 2022
Instrument	5857575
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,131.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 NYGAARD ST, OREGON, WI 53575-1414

Mortgage

Document Number	0005857576
Date	Aug 24, 2022
Instrument	5857576

Lender

Name	OAK BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Dec 2, 2019
Property Address	400 NYGAARD ST, OREGON, WI 53575-1414
Document Number	0005544959
Instrument Date	Nov 26, 2019
Instrument	5544959
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$867.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	400 NYGAARD ST OREGON WI 535751414, OREGON, WI 53575-1414

Mortgage

Document Number	5544960
Date	Dec 2, 2019
Instrument	5544960

Lender

Name	LUTHERAN CHURCH EXTENSION FUND
Address	SAINT LOUIS, MO 63127-1020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	400 NYGAARD ST, OREGON, WI 53575-1414
Document Number	0005363969
Instrument Date	Oct 5, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 NYGAARD ST OREGON WI 535751414, OREGON, WI 53575-1414

Mortgage

Document Number	0005363969
Date	Oct 12, 2017
Instrument	5363969

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	400 NYGAARD ST, OREGON, WI 53575-1414
Document Number	0005321783
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	May 24, 2017
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 NYGAARD ST OREGON WI 535751414, OREGON, WI 53575-1414

Mortgage

Document Number	0005321783
Date	May 1, 2017
Instrument	5321783

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Oregon Village
Unified School District	Oregon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,433.00 (+9.26%) Homeowner's exemption	$447,100 (+18.59%) Land $56,000 Building $391,100	$428,900 (+10.77%)
2023		$377,000 Land $51,800 Building $325,200	$387,200
2022	$5,888.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON WATERWORKS serves 11,200 people · EPA ID WI1130251
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Four Lakes Broadband, LiteWire.

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