400 N Thomas Ct, Middletown, DE 19709 Property Records

New Castle County property record for 400 N Thomas Ct, Middletown, DE 19709

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,170 sqft · built 2001
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Trust Names on File
Last Sale	$247,500 (Jul 2001)
Tax Bill	$4,774 (2025)
Deeds & Mortgages	Sep 2026 Sale Feb 2026 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-003.30-094`

Property Details

APN / Parcel Number

Primary APN	`14-003.30-094`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,170 sqft Living Area
1st Floor Area	1,180 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	185 ft deep x 115 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	400 N THOMAS CT
City	MIDDLETOWN
State	DE
Zip	19709-6821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC21
Legal Subdivision	THOMAS LANDING II
Legal Lot Number	23
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	1
Census Block	1005
Census Tract	16807

Owner

400 N Thomas Ct is held in a trust since October 2021.

Source: New Castle County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	400 N THOMAS CT, MIDDLETOWN, DE 19709-6821
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Feb 3, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Dec 7, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 29, 2021	Deed of Trust, Mortgage · FHA Mortgage FIDELITY DIRECT MORTGAGE LLC
Dec 20, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2001 · Amount on File
Deed Sale	Jul 31, 2001 · Amount on File
Deed Document Number	200161287
Last Transfer Date	Oct 28, 2021
Transfer Doc	0000145245
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Sep 17, 2026
Property Address	400 N THOMAS CT, MIDDLETOWN, DE 19709-6821
Document Number	0000071818
Instrument Date	Sep 16, 2026
Instrument	202671818
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	400 N THOMAS CT, MIDDLETOWN, DE 19709-6821

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	400 N THOMAS CT, MIDDLETOWN, DE 19709-6821
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008482
Date	Feb 3, 2026
Instrument	20260203-0008482

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2046

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	400 N THOMAS CT, MIDDLETOWN, DE 19709-6821
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 N THOMAS CT, MIDDLETOWN, DE 19709-6821

Mortgage

Document Number	0000081663
Date	Dec 7, 2023
Instrument	20231207-0081663

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Dec 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	400 N THOMAS CT, MIDDLETOWN, DE 19709-6821
Transaction Type	Mortgage
Record Updated	Sep 20, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088372
Date	Sep 8, 2022
Instrument	20220908-0088372

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Oct 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	400 N THOMAS CT, MIDDLETOWN, DE 19709-6821
Transaction Type	Mortgage
Record Updated	Jan 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000148073
Date	Dec 29, 2021
Instrument	20211229-0148073

Lender

Name	FIDELITY DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEW CASTLE DE
Recording Date	Dec 20, 2021
Property Address	400 N THOMAS CT, MIDDLETOWN, DE 19709-6821
Document Number	0000145245
Map Reference	MF 13483
Instrument Date	Oct 28, 2021
Instrument	20211220-0145245
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	400 N THOMAS CT, MIDDLETOWN, DE 19709-6821

Tax Assessment & Valuation

The 2025 property tax bill for 400 N Thomas Ct was $4,774.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,774.00	$591,400 Land $102,000 Building $489,400
2024			$486,810
2023	$4,353.00	$117,300 (-) Land $8,700 Building $108,600
2022		$117,300 Land $8,700 Building $108,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 400 N Thomas Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 N Thomas Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 84% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN WATER COMPANY private · serves 231,114 people · EPA ID DE0000552
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fiber	980 / 880

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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