Union County property record for 400 N Sumner Ave, Creston, IA 50801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,560 sqft · built 1910 |
| Lot Size | 0.218 acres (9,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,616 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0501351013 |
| Primary APN | 0501351013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Basement Area | 780 sqft |
| Finished Basement | 780 sqft |
| Unfinished Basement | 780 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 9,500 sqft (0.218 acres) |
| Lot Dimensions | 125 ft deep x 76 ft wide |
| Garage Type | Detached |
| Garage Area | 180 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 248 sqft |
| Deck Area | 210 sqft |
| Patio Area | 328 sqft |
| Lean-To | Lean-To |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 400 N SUMNER AVE |
|---|---|
| City | CRESTON |
| State | IA |
| Zip | 50801-2043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W C SEC C S 16 FT LOT 2 & ALL LOT 3 |
| Legal Lot Number | 2,3 |
| Jurisdiction | UNION IA |
| Township / Civil Division | CRESTON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 190200 |
400 N Sumner Ave is owned and occupied by two individuals.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 N SUMNER AVE, CRESTON, IA 50801-2043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION IA |
| Property Address | 400 N SUMNER AVE, CRESTON, IA 50801-2043 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Name | Verified Name |
|---|
| Document Number | 1220/334 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 1220/334 |
| Instrument | 2020-00000823 |
| Name | IOWA STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 15, 2035 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 400 N Sumner Ave was $1,616 with a homeowner's exemption, up 1.4% from the year before.
Source: Union County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Creston City |
| County | Union County |
| Unified School District | Creston Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,470 (-) Land $11,510 Building $110,960 | $122,470 (-) Land $11,510 Building $110,960 | |
| 2025 | $1,616.00 (+1.38%) Homeowner's exemption | $122,470 Land $11,510 Building $110,960 | $122,470 Land $11,510 Building $110,960 |
| 2024 | $1,594.00 | ||
| 2023 | $132,340 Land $12,320 Building $120,020 | $132,340 Land $12,320 Building $120,020 | |
| 2022 | $1,590.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 N Sumner Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 400 N Sumner Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment Techniques Jun 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Lockridge Networks Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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