400 N Spring St, Tupelo, MS 38804 Property Records

Lee County property record for 400 N Spring St, Tupelo, MS 38804

Property Summary

Property Type	Office Building
Details	9,345 sqft · built 1937
Lot Size	0.8 acres (34,848 sqft)
Owner	Company Name on Record
Tax Bill	$7,508 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`089K-31-106-00`

Property Details

APN / Parcel Number

Primary APN	`089K-31-106-00`
Alternative APNs	`019031` `19031`

Interior

Building Area	9,345 sqft Heated Area
Gross Area	13,085 sqft
1st Floor Area	13,085 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1937
Foundation Type	Slab (Mat/Raft)
Roof Type	Rigid Frame Bar Joist
Roof Material	Tar & Gravel
Lot Area	34,848 sqft (0.8 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	019031
Old Parcel Number	089K-31-106-00
Street Address	400 N SPRING ST
City	TUPELO
State	MS
Zip	38804-3946
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	PT LOT 48 NE1/4
Legal Range	06E
Legal Township	09S
Legal Section	31
Legal Subdivision	HARRIS & THOMASON
Legal Lot Number	48
Jurisdiction	LEE MS
Township / Civil Division	4
Census Block Group	1
Census Block	1000
Census Tract	950700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Tupelo Downtown Neighborhood Historic District listed 2021 · 332 contributing resources · NRIS 100007053

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lee County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 9, TUPELO, MS 38802-0009
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage CADENCE BANK NA
Jun 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2012
Deed Sale	Oct 10, 2012
Prior Sale	Oct 10, 2012
Deed Document Number	2012014416
Last Transfer Date	Oct 22, 2012
Transfer Doc	2012014812
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	400 N SPRING ST, TUPELO, MS 38804-3946
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023004478
Date	Apr 21, 2023
Instrument	2023004478

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 20, 2024

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	400 N SPRING ST, TUPELO, MS 38804-3946
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022009127
Date	Jun 29, 2022
Instrument	2022009127

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	May 16, 2032

Tax Assessment & Valuation

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lee County
Municipality	Tupelo City
Unified School District	Tupelo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,508.00 (+14.92%)	$55,227 (+13.14%)	$368,180 (+13.14%) Land $50,000 Building $318,180
2023	$6,533.00	$48,815	$325,430 Land $50,000 Building $275,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUPELO serves 37,000 people · EPA ID MS0410015
Water Source	Purchased surface water from N. E. MS. REGIONAL W/S
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Tombigbee Fiber.

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