Covington City property record for 400 N Monroe Ave, Covington, VA 24426
| Property Type | Commercial |
|---|---|
| Details | 0.5 ba · 1,818 sqft · built 1945 |
| Lot Size | 0.177 acres (7,710 sqft) |
| Owner | Individual Name on File |
| Last Sale | $22,000 (Sep 2017) |
| Tax Bill | $353 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 10-2-18 |
| Primary APN | 10-2-18 |
|---|---|
| Alternative APN |
|
| Full Baths | 0.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,818 sqft Gross Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Unfinished |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Concrete |
| Roof Type | Flat |
| Roof Material | Gravel |
| Lot Area | 7,710 sqft (0.177 acres) |
| Lot Dimensions | 110 ft deep x 70 ft wide |
| Garage Area | 1,818 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1160 |
|---|---|
| Street Address | 400 N MONROE AVE |
| City | COVINGTON |
| State | VA |
| Zip | 24426-1225 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C3 |
| Legal Description | OLD TOWN PT LOT 18 |
| Legal Lot Number | 18 |
| Jurisdiction | COVINGTON CITY VA |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 60200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Covington Historic District listed 1991 · 111 contributing resources · NRIS 91000099 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
400 N Monroe Ave, a commercial property, is owned by an individual who bought it in September 2017.
Source: Covington City records, as of May 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 411 DUNBRACK RD, COVINGTON, VA 24426-5973 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2017 · Amount on File |
| Deed Sale | Sep 5, 2017 · Amount on File |
| Prior Sale | Jan 15, 1999 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 400 N Monroe Ave was $353.
Source: Covington City assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Covington City |
| Unified School District | Alleghany Highlands Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $353.00 | $41,600 Land $23,100 Building $18,500 | $41,600 Land $23,100 Building $18,500 |
| 2023 | $353.00 | $41,600 Land $23,100 Building $18,500 | $41,600 Land $23,100 Building $18,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 N Monroe Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 96 (1985–2016) |
| Claims Outside the SFHA | 27 of 96 |
| Most Recent Claim | Jun 2016 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 N Monroe Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON serves 5,961 people · EPA ID VA2580100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator currently in violation since Mar 2024 |
| Monitoring and Reporting | 36 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Glo Fiber Cable · Fiber in parts of the area | 1,200 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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