400 N Main St, Thomas, OK 73669 Property Records

Custer County property record for 400 N Main St, Thomas, OK 73669

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,692 sqft · built 1920
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$152,000 (May 2026)
Tax Bill	$281 (2025)
Deeds & Mortgages	May 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0140-00-043-011-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`0140-00-043-011-0-000-00`
Alternative APN	`8471`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,692 sqft Living Area
1st Floor Area	2,037 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8471
Street Address	400 N MAIN ST
City	THOMAS
State	OK
Zip	73669-8000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THOMAS ORIGINAL LTS 11-12 BLK 43
Legal Subdivision	THOMAS ORIGINAL
Legal Block	43
Legal Lot Number	11,12
Jurisdiction	CUSTER OK
Township / Civil Division	THOMAS
Census Block Group	3
Census Block	3065
Census Tract	961000

Owner

Source: Custer County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	400 N MAIN ST, THOMAS, OK 73669-8000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Aug 9, 2013
Deed Document Number	2026
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUSTER OK
Recording Date	May 20, 2026
Property Address	400 N MAIN ST, THOMAS, OK 73669-8000
Instrument Date	May 19, 2026
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO/OK

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 N MAIN ST, THOMAS, OK 73669-8000

Mortgage

Date	May 20, 2026

Lender

Name	UNITED STATES DEPT/AGRI

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	396 Months
Due	May 19, 2059

Interest

Rate Type	Adjustable Rate
Rate	0.64%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Custer County assessment roll, as of March 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Custer County
Municipality	Thomas City
Unified School District	Thomas-Fay-Custer Unified Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$281.00 (-0.35%)	$3,162 (+4.98%) Land $114 Building $3,048	$76,589 (-6.15%) Land $2,500 Building $74,089
2024	$282.00 (+13.25%)	$3,012 (+4.98%) Land $108 Building $2,904	$81,604 (+8.84%) Land $2,500 Building $79,104
2023	$249.00 (+83.09%)	$2,869 (+5.01%) Land $105 Building $2,764	$74,976 (+10.07%) Land $2,500 Building $72,476
2022	$136.00 Homeowner's exemption	$2,732 Land $100 Building $2,632	$68,118 Land $2,500 Building $65,618

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pioneer Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hudson Technology Solutions.

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