400 N Main St, Concord, MI 49237 Property Records

Jackson County property record for 400 N Main St, Concord, MI 49237

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,008 sqft · built 1900
Lot Size	0.62 acres (27,007 sqft)
Owner	Trust Name on File
Last Sale	$57,000 (Aug 1995)
Tax Bill	$1,356 (2025)
Deeds & Mortgages	Oct 2020 Transfer Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-11-27-151-023-02`

Property Details

APN / Parcel Number

Primary APN	`001-11-27-151-023-02`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,008 sqft Living Area
1st Floor Area	624 sqft
Basement Area	384 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	305 ft deep x 206 ft wide
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	400 N MAIN ST
City	CONCORD
State	MI
Zip	49237-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URRES
Legal Description	BEG AT W 1/4 POST OF SEC 27 TH S 89DEG 55'45''E ALG E&W 1/4 LN 1329.4 FT TH N 1DEG 28'30''W 268.62 FT TO A PT FOR PL OF BEG
Legal Range	03W
Legal Township	03S
Legal Section	27
Legal Subdivision	ASSESSORS PLAT OF THE VILLAGE OF CONCORD
Legal Lot Number	8
Jurisdiction	JACKSON MI
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1075
Census Tract	6401

Owner

400 N Main St is owner-occupied and held in a trust since October 2020.

Source: Jackson County records, as of June 29, 2026

Owner of Record	Trust Name on File
Mailing Address	400 N MAIN ST, CONCORD, MI 49237-9702
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MI BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 1995 · Amount on File
Deed Sale	Aug 30, 1995 · Amount on File
Last Transfer Date	Oct 21, 2020
Transfer Doc	0002863205
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MI
Recording Date	Oct 23, 2020
Property Address	400 N MAIN ST, CONCORD, MI 49237-9702
Document Number	0002863203
Book / Page	002172 / 000414
Instrument Date	Oct 21, 2020
Instrument	2863203
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	400 N MAIN ST MI, MI

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	400 N MAIN ST, CONCORD, MI 49237-9702
Document Number	0002818070
Instrument Date	Mar 14, 2019
Transaction Type	Mortgage
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	400 N MAIN ST CONCORD MI 492379702, CONCORD, MI 49237-9702

Mortgage

Document Number	0002818070
Date	Mar 26, 2019
Book Page	002137/000782
Instrument	2818070

Lender

Name	SOUTHERN MI BK&TR
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 25, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 400 N Main St was $1,356 with a homeowner's exemption, down 11.9% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Concord Township
Municipality	Concord Village
Unified School District	Concord Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,900 (+5.78%) Land $76,900	$153,800 (+5.78%) Land $153,800
2025	$1,356.00 (-11.95%)	$72,700 Land $72,700	$145,400 Land $145,400
2024	$1,540.00
2023		$65,800 Land $65,800	$131,600 Land $131,600
2022	$1,398.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 N Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Frontier, T-Mobile.

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