400 N Laurel Ave, Upland, CA 91786 Property Records

San Bernardino County property record for 400 N Laurel Ave, Upland, CA 91786

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,432 sqft · built 1954
Lot Size	0.151 acres (6,569 sqft)
Owner	2 Individual Names on File
Last Sale	$438,000 (Aug 2014)
Tax Bill	$5,657 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1046-374-07-0000`

Property Details

APN / Parcel Number

Primary APN	`1046-374-07-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	1,432 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	6,569 sqft (0.151 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	84 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	400 N LAUREL AVE
City	UPLAND
State	CA
Zip	91786-5232
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	J J ATWOODS SUB LOT 20 BLK 4
Legal Subdivision	J J ATWOODS SUBDIVISION
Legal Block	4
Legal Lot Number	20
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	4
Census Block	4001
Census Tract	824

Owner

400 N Laurel Ave, a duplex, is owned and occupied by two individuals who acquired it in October 2017.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	400 N LAUREL AVE, UPLAND, CA 91786-5232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FEDERAL CREDIT UNION
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIGNIFIED HOME LOANS
Nov 28, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2014 · Amount on File
Deed Sale	Aug 28, 2014 · Amount on File
Prior Sale	Oct 31, 2013 · Amount on File
Deed Document Number	2014314529
Last Transfer Date	Oct 26, 2017
Transfer Doc	0000504572
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 27, 2026
Property Address	400 N LAUREL AVE, UPLAND, CA 91786-5232
Document Number	0000105822
Instrument Date	Apr 8, 2026
Instrument	2026105822
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	400 N LAUREL AVE, UPLAND, CA 91786-5232
Investor	Possibly a Property Investor

Mortgage

Document Number	0000105822,
Date	Apr 27, 2026
Instrument	2026105822

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.11%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	400 N LAUREL AVE, UPLAND, CA 91786-5232
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 N LAUREL AVE, UPLAND, CA 91786-5232

Mortgage

Document Number	0000420522
Date	Oct 28, 2020
Instrument	2020-0420522

Lender

Name	DIGNIFIED HOME LOANS
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 28, 2017
Property Address	400 N LAUREL AVE, UPLAND, CA 91786-5232
Document Number	0000504572
Map Reference	MB18 PG5
Instrument Date	Oct 26, 2017
Instrument	2017-0504572
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	400 N LAUREL AVE, UPLAND, CA 91786-5232

Mortgage

Document Number	0000504573
Date	Nov 28, 2017
Instrument	2017-0504573

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 400 N Laurel Ave was $5,657 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$523,737 (+2%) Land $180,824 Building $342,913
2025	$5,657.00 Homeowner's exemption	$513,467 Land $177,278 Building $336,189
2023	$5,392.00 (+2.24%) Homeowner's exemption	$493,528 Land $170,394 Building $323,134
2022	$5,274.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 400 N Laurel Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 400 N Laurel Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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