Codington County property record for 400 N Lake Dr, Watertown, SD 57201
| Property Type | Single Family Home |
|---|---|
| Details | built 1977 |
| Lot Size | 0.272 acres (11,850 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Apr 2021) |
| Tax Bill | $6,185 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 008623 |
| Primary APN | 008623 |
|---|
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 11,850 sqft (0.272 acres) |
| Lot Dimensions | 237 ft deep x 50 ft wide |
| Street Address | 400 N LAKE DR |
|---|---|
| City | WATERTOWN |
| State | SD |
| Zip | 57201-5512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 VACATED WYONKA DR & LOT 3 PT OLS 17-18 9-117-53 & LOT 3 BLK 3 LAKE SHORE ADD YAHOTA |
| Legal Range | 53 |
| Legal Township | 117 |
| Legal Section | 09 |
| Legal Subdivision | LAKE SHORE ADD |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | CODINGTON SD |
| Township / Civil Division | WATERTOWN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 954502 |
400 N Lake Dr is owned and occupied by two individuals who bought it in April 2021.
Source: Codington County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 N LAKE DR, WATERTOWN, SD 57201-5512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2021 · Amount on File |
| Deed Sale | Apr 6, 2021 · Amount on File |
| Prior Sale | Jun 11, 2019 · Amount on File |
| Prior Transfer Date | Nov 19, 2012 |
| Prior Transfer Doc | 423/6057 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 400 N Lake Dr was $6,185.
Source: Codington County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Codington County |
| Municipality | Watertown City |
| Unified School District | Watertown School District 14-4 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $6,185.00 | $584,362 (+3.43%) Land $237,917 Building $346,445 |
| 2025 | $6,185.00 (-11.01%) | $565,004 Land $237,917 Building $327,087 |
| 2024 | $6,950.00 | |
| 2023 | $381,592 Land $198,264 Building $183,328 | |
| 2022 | $5,533.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 400 N Lake Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 4, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 1,725.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 119 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 124 units insured incl. 5 condo units |
| Nearby Flood Claims | 358 (1979–2023) |
| Claims Outside the SFHA | 177 of 358 |
| Most Recent Claim | Apr 2023 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 N Lake Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber · Cable | 5,000 / 5,000 |
| Midco Cable | 1,250 / 60 |
| GigFire Fixed Wireless | 150 / 130 |
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