Saginaw County property record for 400 N Hemlock Rd, Hemlock, MI 48626
| Property Type | Commercial |
|---|---|
| Details | 2,009 sqft · built 1980 |
| Lot Size | 0.367 acres (15,987 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $98,000 (Apr 2021) |
| Tax Bill | $2,866 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-27-2206-000 |
| Primary APN | 22-12-2-27-2206-000 |
|---|
| Units | 8 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 2,009 sqft Total Area |
| 1st Floor Area | 2,009 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Multi-Family |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 15,987 sqft (0.367 acres) |
| Lot Dimensions | 160 ft deep x 100 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 400 N HEMLOCK RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-8643 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | R-1 |
| Legal Description | LOT 6 SANDRIDGE SUBDIVISION SEC 27 T12N R2E |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 27 |
| Legal Subdivision | SANDRIDGE SUBDIVISION |
| Legal Lot Number | 6 |
| Legal Unit | 6 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 12100 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5603 S IVA RD, SAINT CHARLES, MI 48655-9754 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2021 · Amount on Record |
| Deed Sale | Apr 22, 2021 · Amount on Record |
| Deed Document Number | 202115483 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 22, 2021 |
| Property Address | 400 N HEMLOCK RD, HEMLOCK, MI 48626-8643 |
| Document Number | 0000015483 |
| Map Reference | LB 16 PG 22 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 2021015483 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $735.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 400 N HEMLOCK RD, HEMLOCK, MI 48626-8643 |
| Name | Verified Name |
|---|---|
| Address | 20089 PINE LAKE RD, BATTLE CREEK, MI 49014-8154 |
| Document Number | 0000015484 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 2021015484 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,800 (+56.54%) | $119,600 (+56.54%) | |
| 2025 | $2,866.00 (+12.92%) | ||
| 2023 | $38,200 | $76,400 | |
| 2022 | $2,538.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HEMLOCK/RICHLAND TOWNSHIP serves 1,632 people · EPA ID MI0003110 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| LakeNet Fiber | 1,000 / 500 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures