400 N Harbor Pl, Davidson, NC 28036 Property Records

Mecklenburg County property record for 400 N Harbor Pl, Davidson, NC 28036

Property Summary

Property Type	Office Building
Details	8,704 sqft · built 1990
Lot Size	0.427 acres (18,611 sqft)
Owner	Company Name on Record
Tax Bill	$13,634 (2023)
Deeds & Mortgages	Apr 2019 Mortgage Dec 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`001-183-98`

Property Details

APN / Parcel Number

Primary APN	`001-183-98`

Interior

Total Rooms	10 Rooms
Stories	2 Stories
Building Area	8,704 sqft Heated Area
Gross Area	10,458 sqft
1st Floor Area	3,970 sqft
Upper Floors Area	3,908 sqft
Flooring	Concrete/Cement
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Other
Exterior Material	Wood Shingle
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	18,611 sqft (0.427 acres)
Porch	Porch
Porch Area	768 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	001-183-98
Street Address	400 N HARBOR PL
City	DAVIDSON
State	NC
Zip	28036-7915
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	SU
Legal Description	DIST:2 CITY/MUNI/TWP:DAVIDSON MAP REF:BK 1 PG 18
Legal Subdivision	LAKE NORMAN CO INC
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1008
Census Tract	6216

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1120, DAVIDSON, NC 28036-1120
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Dec 7, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIRST NAT'L BK/PA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 1978
Deed Sale	Mar 30, 1978
Deed Document Number	0004043724
Record Updated	Jun 7, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	400 N HARBOR PL, DAVIDSON, NC 28036-7915
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042008
Date	Apr 11, 2019
Book Page	33420/699
Instrument	2019042008

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	CHARLOTTE, NC 28209

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 7, 2018
Property Address	400 N HARBOR PL, DAVIDSON, NC 28036-7915
Book / Page	033157 / 000872
Instrument Date	Dec 6, 2018
Instrument	151747
Transaction Type	Construction Loan
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 N HARBOR PL #H DAVIDSON NC 280367914, H, DAVIDSON, NC 28036-7914

Mortgage

Document Number	0000151747
Date	Dec 7, 2018
Book Page	033157/000872
Instrument	151747

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	5925 CARNEGIE BTVD # 100, CHARLOTTE, NC 28209

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Spectrum, Windstream.

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