400 N Elm St, Junction City, AR 71749 Property Records

Union County property record for 400 N Elm St, Junction City, AR 71749

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,286 sqft · built 1986
Lot Size1.82 acres (79,629 sqft)
Owner2 Individual Names on File
Last Sale$110,000 (Apr 2023)
Tax Bill$466 (2025)
Deeds & MortgagesAug 2026 Mortgage
Nov 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN04940-00001-0000

Property Details

APN / Parcel Number

Primary APN04940-00001-0000
Alternative APN
  • 39219

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,286 sqft Living Area
1st Floor Area2,286 sqft
FlooringHardwood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeClosed Piers
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area79,629 sqft (1.82 acres)
Lot Dimensions381 ft deep x 209 ft wide
Garage TypeCarport
Garage Area342 sqft
CarportCarport
Carport Area342 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area210 sqft
Patio Area15 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address400 N ELM ST
CityJUNCTION CITY
StateAR
Zip71749-8688
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRLEY ADD. JUNCTION CITY PT OF LOTS A N & O 208.6X381X212X381 BK 958 PG 101 #23R002965 #23R002966 1
Legal Range00
Legal Township00
Legal Section00
Legal SubdivisionFAIRLEY ADD JUNCTION CITY
Legal Lot NumberA
JurisdictionUNION AR
Township / Civil DivisionHENDERSON
Census Block Group1
Census Block1056
Census Tract950402

Owner

400 N Elm St is owned and occupied by two individuals who bought it in April 2023.

Source: Union County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address400 N ELM ST, JUNCTION CITY, AR 71749-8688
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
GENERATIONS BANK
Nov 13, 2023Deed of Trust, Mortgage · Line of Credit
GENERATIONS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2023 · Amount on File
Deed SaleApr 28, 2023 · Amount on File
Prior SaleJan 1, 1983
Deed Document Number20232966
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION AR
Recording DateAug 14, 2026
Property Address400 N ELM ST, JUNCTION CITY, AR 71749-8688
Document Number0000004751
Instrument DateAug 10, 2026
Instrument20264751
Transaction TypeMortgage
Record UpdatedAug 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 N ELM ST, JUNCTION CITY, AR 71749-8688

Mortgage

Document Number0000004751,
DateAug 14, 2026
Instrument20264751
Lender
NameGENERATIONS BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION AR
Property Address400 N ELM ST, JUNCTION CITY, AR 71749-8688
Transaction TypeMortgage
Record UpdatedDec 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 N ELM ST, JUNCTION CITY, AR 71749-8688

Mortgage

Document Number2023R007241
DateNov 13, 2023
Instrument2023R007241
Lender
NameGENERATIONS BANK
TypeBank
AddressJUNCTION CITY, AR 71749
Agreement
TypeLine of Credit
AmountAmount on Record
Term11 Months
DueOct 3, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 400 N Elm St was $466 with a homeowner's exemption.

Source: Union County assessment roll, as of November 13, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyUnion County
MunicipalityJunction City
Unified School DistrictJunction City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,820 (-) Land $4,000 Building $15,820$99,100 Land $20,000 Building $79,100
2025$466.00 Homeowner's exemption$19,820 Land $4,000 Building $15,820
2024$99,100 (-) Land $20,000 Building $79,100
2023$626.00 Homeowner's exemption$19,820 Land $4,000 Building $15,820$99,100 Land $20,000 Building $79,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 400 N Elm St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective December 9, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (2009–2024)
Most Recent ClaimMar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 N Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJUNCTION CITY WATERWORKS
serves 726 people · EPA ID AR0000552
Water SourceGroundwater
Last State InspectionMar 2025

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Oct 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
Brightspeed
DSL
80 / 10

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