400 N 7th St, Roff, OK 74865 Property Records

Pontotoc County property record for 400 N 7th St, Roff, OK 74865

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,593 sqft · built 1940
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on Record
Last Sale	$77,320 (Nov 2023)
Tax Bill	$739 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20874`

Property Details

APN / Parcel Number

Primary APN	`20874`
Alternative APN	`1130-00-075-003-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,593 sqft Living Area
1st Floor Area	1,593 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1991
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	720 sqft
Carport	Carport
Carport Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20874
Street Address	400 N 7TH ST
City	ROFF
State	OK
Zip	74865-6103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 75 ORIGINAL - ROFF
Legal Subdivision	ROFF-ORIG-ROFF SD-SW13-2-4&SE23-2-4&W2 2
Legal Block	75
Legal Lot Number	3
Jurisdiction	PONTOTOC OK
Township / Civil Division	SOUTHWEST PONTOTOC
Census Block Group	2
Census Block	2014
Census Tract	89600

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	400 N 7TH ST, ROFF, OK 74865-6103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2024	Deed of Trust, Mortgage · Closed-End Mortgage UNITED STATES SMALL BUSINESS ADMIN
Nov 2, 2023	Warranty Deed, Transfer · Conventional Mortgage ALLY BANK
Nov 3, 2011	Intrafamily Transfer, Transfer
Jul 29, 2009	Joint Tenancy Deed, Transfer · FHA Mortgage CITIZENS BANK OF ADA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2023 · Amount on Record
Deed Sale	Nov 2, 2023 · Amount on Record
Prior Sale	Jul 29, 2009 · Amount on Record
Deed Document Number	20236184
Deed Book / Page	3744 / 179
Prior Transfer Date	Jul 27, 2009
Prior Transfer Doc	0000013137
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	400 N 7TH ST, ROFF, OK 74865-6103
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 N 7TH ST, ROFF, OK 74865-6103

Mortgage

Document Number	0003845/73
Date	Dec 6, 2024
Book Page	3845/73
Instrument	I-2024-006490

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	EL PASO, TX 79925

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Aug 1, 2054

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Nov 2, 2023
Property Address	400 N 7TH ST, ROFF, OK 74865-6103
Document Number	003744/179
Book / Page	3744 / 179
Instrument Date	Nov 1, 2023
Instrument	I-2023-006184
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$116.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 N 7TH ST, ROFF, OK 74865-6103

Mortgage

Document Number	I2023006185
Date	Nov 2, 2023
Instrument	I-2023-006185

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2043

November 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PONTOTOC OK
Recording Date	Nov 3, 2011
Property Address	400 N 7TH ST, ROFF, OK 74865-6103
Document Number	002580/053
Book / Page	2580 / 053
Instrument Date	Nov 3, 2011
Instrument	2011-006100
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 156, ROFF, OK 74865-0156

July 2009: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jul 29, 2009
Property Address	400 N 7TH ST, ROFF, OK 74865-6103
Document Number	002384/110
Book / Page	2384 / 110
Instrument Date	Jul 27, 2009
Instrument	2009-013137
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 N 7TH ST, ROFF, OK 74865-6103
Investor	Possibly a Property Investor

Mortgage

Document Number	002384/111
Date	Jul 29, 2009
Book Page	2384/111
Instrument	2009-013138

Lender

Name	CITIZENS BANK OF ADA
Address	ADA, OK 74820

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2039

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Municipality	Roff Town
Unified School District	Roff Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,634 (+0.05%) Land $1,500 Building $6,134	$63,614 (+0.05%) Land $12,500 Building $51,114
2025	$739.00 (-3.78%)	$7,630 (+2.48%) Land $1,500 Building $6,130	$63,580 (+2.48%) Land $12,500 Building $51,080
2024	$768.00 (+9.71%)	$7,445 (+2.04%) Land $1,500 Building $5,945	$62,040 (+2.04%) Land $12,500 Building $49,540
2023	$700.00 (+2.64%)	$7,296 (-) Land $1,500 Building $5,796	$60,800 (-) Land $12,500 Building $48,300
2022	$682.00	$7,296 Land $1,500 Building $5,796	$60,800 Land $12,500 Building $48,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 73% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROFF serves 800 people · EPA ID OK2006206
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	200 / 50

400 N 7th St, Roff, OK 74865 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2011: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2009: Joint Tenancy Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on N 7th St

Nearby Streets

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