400 N 7th St, Pacific, MO 63069 Property Records

Franklin County property record for 400 N 7th St, Pacific, MO 63069

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,022 sqft · built 1993
Lot Size	3.59 acres (156,816 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,182 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-1-12.0-2-031-051.000`

Property Details

APN / Parcel Number

Primary APN	`19-1-12.0-2-031-051.000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,022 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Construction Type	Frame
Lot Area	156,816 sqft (3.59 acres)
Shed	1 Shed

Location & Zoning

Street Address	400 N 7TH ST
City	PACIFIC
State	MO
Zip	63069-1291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:2 LAURAS BLUFF
Legal Range	02E
Legal Township	43
Legal Section	12
Legal Subdivision	LAURAS BLUFF
Legal Lot Number	2
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	2
Census Block	2010
Census Tract	800704

Owner

400 N 7th St is owned and occupied by two individuals who acquired it in September 2017.

Source: Franklin County records, as of November 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	400 N 7TH ST, PACIFIC, MO 63069-1291
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage DAS ACQUISITION
Sep 21, 2017	Quit Claim Deed, Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2017
Deed Sale	Sep 21, 2017
Deed Document Number	1714413
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	400 N 7TH ST, PACIFIC, MO 63069-1291
Document Number	0000019347
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	400 N 7TH ST PACIFIC MO 630691291, PACIFIC, MO 63069-1291

Mortgage

Document Number	0000019347
Date	Nov 10, 2020
Instrument	19347

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 9, 2035

September 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 21, 2017
Property Address	400 N 7TH ST, PACIFIC, MO 63069-1291
Document Number	0000014413
Instrument Date	Sep 15, 2017
Instrument	14413
Transaction Type	Mortgage
Record Updated	Sep 28, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	400 N 7TH ST PACIFIC MO 630691291, PACIFIC, MO 63069-1291

Mortgage

Document Number	14414
Date	Sep 21, 2017
Instrument	14414

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 400 N 7th St was $3,182.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Pacific City
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,182.00	$48,742	$257,620 Land $25,380 Building $232,240
2023	$3,849.00 (+3.41%)	$51,545	$271,290 Land $81,000 Building $190,290
2022	$3,722.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 N 7th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 N 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACIFIC PWS serves 6,000 people · EPA ID MO6010620
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	10 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bays-ET Highspeed Fixed Wireless · Fiber in parts of the area	600 / 100
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile.

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