400 N 6th St, Benld, IL 62009 Property Records

Macoupin County property record for 400 N 6th St, Benld, IL 62009

Property Summary

Property Type	Single Family Home
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$34,000 (Dec 2001)
Tax Bill	$898 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2021 Transfer + 2 more
APN	`20-31-253-005`

Property Details

APN / Parcel Number

Primary APN	`20-31-253-005`
Alternative APN	`03-001-252-00`

Exterior

Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Location & Zoning

Street Address	400 N 6TH ST
City	BENLD
State	IL
Zip	62009-1333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 23 OP BENLD
Legal Subdivision	ORIGINAL PLAT OF THE VILLAGE
Legal Block	23
Legal Lot Number	11
Jurisdiction	MACOUPIN IL
Township / Civil Division	CAHOKIA
Census Block Group	4
Census Block	4023
Census Tract	957000

Owner

400 N 6th St is owned and occupied by an individual who acquired it in November 2021.

Source: Macoupin County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	400 N 6TH ST, BENLD, IL 62009-1333
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Nov 24, 2021	Transfer on Death Deed, Transfer
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Dec 11, 2020	Quit Claim Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2001 · Amount on File
Deed Sale	Dec 17, 2001 · Amount on File
Last Transfer Date	Nov 23, 2021
Transfer Doc	0000595407
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Recording Date	Sep 1, 2026
Property Address	400 N 6TH ST, BENLD, IL 62009-1333
Document Number	0000626161
Instrument Date	Aug 27, 2026
Instrument	2026626161
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 N 6TH ST, BENLD, IL 62009-1333

Mortgage

Document Number	0000626161,
Date	Sep 1, 2026
Instrument	2026626161

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MACOUPIN IL
Recording Date	Nov 24, 2021
Property Address	400 N 6TH ST, BENLD, IL 62009-1333
Document Number	0000595407
Map Reference	PB A PG 64
Instrument Date	Nov 23, 2021
Instrument	595407
Transaction Type	Transfer
Record Updated	Dec 15, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 N 6TH ST, BENLD, IL 62009-1333

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	400 N 6TH ST, BENLD, IL 62009-1333
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	588263
Date	Jan 15, 2021
Instrument	588263

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 15, 2031

Interest

Rate Type	Adjustable Rate
Min Rate At Change	4.25%
Max Rate At Change	18%

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOUPIN IL
Recording Date	Dec 11, 2020
Property Address	400 N 6TH ST, BENLD, IL 62009-1333
Document Number	587441
Map Reference	PB A PG 64
Instrument Date	Dec 2, 2020
Instrument	587441
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 N 6TH ST, BENLD, IL 62009-1333

Mortgage

Document Number	587442
Date	Dec 11, 2020
Instrument	587442

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	1.75%

Tax Assessment & Valuation

The 2025 property tax bill for 400 N 6th St was $898, up 7% from the year before.

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Benld City
County	Macoupin County
County Subdivision	Cahokia Township
Unified School District	Gillespie Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$898.00 (+7.03%)	$20,506 (+7%) Land $1,228 Building $19,278	$61,518 (+7%) Land $3,684 Building $57,834
2024	$839.00	$19,165 Land $1,148 Building $18,017	$57,495 Land $3,444 Building $54,051
2022	$1,171.00	$16,584 Land $993 Building $15,591	$49,752 Land $2,979 Building $46,773

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 400 N 6th St; there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 N 6th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENLD serves 1,612 people · EPA ID IL1170050
Water Source	Purchased surface water from GILLESPIE
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Treatment failure resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Madison Communications Cable	1,000 / 150

May also be available: Nextlink, Verizon.

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