400 N 14th St, Erwin, NC 28339 Property Records

Harnett County property record for 400 N 14th St, Erwin, NC 28339

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,121 sqft · built 1911
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$266,000 (May 2022)
Tax Bill$3,487 (2026)
Deeds & MortgagesMay 2022 Sale & Mortgage
Mar 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN06059710110015

Property Details

APN / Parcel Number

Primary APN06059710110015
Alternative APN
  • 1500049496

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,121 sqft Heated Area
1st Floor Area1,326 sqft

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1960
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions150 ft deep x 75 ft wide
PorchPorch
Porch Area312 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1500049496
Street Address400 N 14TH ST
CityERWIN
StateNC
Zip28339-1404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionLOT#1 ERWIN MILLS MAP S-2 75X150
Legal SubdivisionERWIN MILLS
Legal Lot Number1
JurisdictionHARNETT NC
Township / Civil DivisionDUKE
Census Block Group1
Census Block1017
Census Tract70500

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address400 N 14TH ST, ERWIN, NC 28339-1404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2022Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Mar 11, 2020Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Jan 23, 2019Trustee's Deed, Construction Loan · Construction Mortgage
STATE EMPS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2022 · Amount on Record
Deed SaleMay 16, 2022 · Amount on Record
Prior SaleMay 1, 1966
Deed Document Number2022100575
Deed Book / Page4151 / 1
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateMay 16, 2022
Property Address400 N 14TH ST, ERWIN, NC 28339-1404
Document Number0000100575
Book / Page4151 / 1
Map ReferenceMB 11 PG 71
Instrument DateMay 13, 2022
Instrument2022100575
Transaction TypeTransfer
Record UpdatedJun 30, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$532.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address159 FOUR OAKS CIR, 159, PITTSBORO, NC 27312-4606

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 N 14TH ST, ERWIN, NC 28339-1404

Mortgage

Document Number0000100576
DateMay 16, 2022
Instrument2022100576
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.95%
Type Change DateJun 1, 2027
Change Frequency5 Years
Min Rate At Change3.25%
Max Rate At Change8.95%
Index5-Year CMT
Margin2
Max Rate8.95%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARNETT NC
Property Address400 N 14TH ST, ERWIN, NC 28339-1404
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003785
DateMar 11, 2020
Book Page3790/945
Instrument2020003785
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressFUQUAY VARINA, NC 27526
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHARNETT NC
Recording DateJan 23, 2019
Property Address400 N 14TH ST, ERWIN, NC 28339-1404
Book / Page003668 / 000867
Instrument DateJan 16, 2019
Instrument846
Transaction TypeConstruction Loan
Record UpdatedFeb 5, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 N 14TH ST ERWIN NC 283391404, ERWIN, NC 28339-1404

Mortgage

Document Number0000000846
DateJan 23, 2019
Book Page003668/000867
Instrument846
Lender
NameSTATE EMPS CU
AddressRALEIGH, NC 27611-5279
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueJan 22, 2049
Interest
Rate TypeAdjustable Rate
Rate2%

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
MunicipalityErwin Town
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,487.00 (+69.35%)$275,520 (+66.9%)$275,520 (+66.9%) Land $23,830 Building $251,690
2025$2,059.00 (+2.49%)$165,079 (-)$165,079 (-) Land $16,730 Building $148,349
2023$2,009.00$165,079$165,079 Land $16,730 Building $148,349

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2016)
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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