400 Mountains End Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 400 Mountains End Dr, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 3 ba · 1,508 sqft · built 2013
Lot Size	8.32 acres (362,419 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (May 2022)
Tax Bill	$2,052 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Nov 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`451500723685000`

Property Details

APN / Parcel Number

Primary APN	`451500723685000`
Alternative APNs	`53270` `57568`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,508 sqft Heated Area
Gross Area	3,652 sqft
1st Floor Area	1,040 sqft
Upper Floors Area	468 sqft
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	362,419 sqft (8.32 acres)
Lot Width	30 ft Width
Porch	Slab
Porch Area	844 sqft
Deck Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	57568
Street Address	400 MOUNTAINS END DR
City	MURPHY
State	NC
Zip	28906
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR PANDZA 1664/884
Legal Phase	1229
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2012
Census Tract	930603

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6120 WATER LILLY DR, ALPHARETTA, GA 30005-6916
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Nov 16, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on Record
Deed Sale	May 26, 2022 · Amount on Record
Prior Sale	Oct 18, 2012 · Amount on Record
Deed Document Number	20223537
Deed Book / Page	1713 / 20
Prior Transfer Date	Oct 29, 2020
Prior Transfer Doc	001664/884
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 26, 2022
Property Address	400 MOUNTAINS END DR, MURPHY, NC 28906
Document Number	0001713/20
Book / Page	1713 / 20
Instrument Date	Apr 26, 2022
Instrument	3537
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9431 59TH ST N, PINELLAS PARK, FL 33782-3526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6120 WATER LILLY DR, ALPHARETTA, GA 30005-6916

Mortgage

Document Number	0000171323
Date	May 26, 2022
Instrument	1713/23

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Nov 16, 2020
Property Address	400 MOUNTAINS END DR, MURPHY, NC 28906
Document Number	001664/884
Book / Page	1664 / 884
Instrument Date	Oct 29, 2020
Instrument	6988
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	9431 59TH ST N, PINELLAS PARK, FL 33782-3526

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,052.00	$279,120 (-)	$279,120 (-) Land $31,160 Building $247,960
2023		$279,120	$279,120 Land $31,160 Building $247,960

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 92% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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