400 Mount Zion Rd, Franklin, GA 30217 Property Records

Heard County property record for 400 Mount Zion Rd, Franklin, GA 30217

Property Summary

Property Type	Single Family Home
Details	8 bd · 4 ba · 2,668 sqft · built 2006
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$739,900 (Sep 2025)
Tax Bill	$4,671 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0032-0038-13`

Property Details

APN / Parcel Number

Primary APN	`0032-0038-13`
Alternative APN	`6987`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,668 sqft Heated Area
1st Floor Area	2,668 sqft
Basement Area	2,348 sqft
Finished Basement	2,348 sqft
Unfinished Basement	2,668 sqft
Utility Area	120 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	620 sqft
Patio Area	444 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6987
Street Address	400 MOUNT ZION RD
City	FRANKLIN
State	GA
Zip	30217-6286
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	HSE/2.00 ACS/LL 2/LD14
Jurisdiction	HEARD GA
Township / Civil Division	TEXAS
Census Block Group	2
Census Block	2035
Census Tract	970300

Owner

400 Mount Zion Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Heard County records, as of March 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	400 MOUNT ZION RD, FRANKLIN, GA 30217-6286
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Limited Warranty Deed, Transfer · VA Mortgage LOAN DEPOT COM
Feb 23, 2021	Deed of Trust, Mortgage STIFEL BK&TR
Oct 25, 2017	Grant Deed, Transfer · Conventional with PMI STIFEL BK&TR
Dec 28, 2016	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2025 · Amount on File
Deed Sale	Sep 4, 2025 · Amount on File
Prior Sale	Oct 5, 2017 · Amount on File
Deed Book / Page	549 / 445
Record Updated	Oct 29, 2026

September 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HEARD GA
Recording Date	Sep 4, 2025
Property Address	400 MOUNT ZION RD, FRANKLIN, GA 30217-6286
Document Number	0005490445
Book / Page	549 / 445
Instrument Date	Aug 29, 2025
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 MOUNT ZION RD, FRANKLIN, GA 30217-6286

Mortgage

Document Number	0000549447
Date	Sep 4, 2025
Instrument	549/447

Lender

Name	LOAN DEPOT COM

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2055

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HEARD GA
Property Address	400 MOUNT ZION RD, FRANKLIN, GA 30217-6286
Document Number	0004870638
Instrument Date	Feb 23, 2021
Transaction Type	Mortgage
Record Updated	Mar 22, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	400 MOUNT ZION RD FRANKLIN GA 302176286, FRANKLIN, GA 30217-6286

Mortgage

Document Number	0004870638
Date	Mar 8, 2021
Book Page	000487/000638

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 7, 2036

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HEARD GA
Recording Date	Oct 25, 2017
Property Address	400 MOUNT ZION RD, FRANKLIN, GA 30217-6286
Document Number	0004500227
Book / Page	000450 / 000227
Instrument Date	Oct 5, 2017
Transaction Type	Transfer
Record Updated	Nov 17, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 MOUNT ZION RD

Mortgage

Document Number	4500228
Date	Oct 25, 2017
Book Page	000450/000228

Lender

Name	STIFEL BK&TR
Type	Bank
Address	ST LOUIS, MO 63141

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2047

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HEARD GA
Property Address	400 MOUNT ZION RD, FRANKLIN, GA 30217-6286
Document Number	0004420156
Book / Page	000442 / 000156
Instrument Date	Dec 28, 2016
Transaction Type	Mortgage
Record Updated	Mar 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 MOUNT ZION RD FRANKLIN GA 302176286, FRANKLIN, GA 30217-6286

Mortgage

Document Number	0004420156
Date	Jan 9, 2017
Book Page	000442/000156

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jan 8, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 400 Mount Zion Rd was $4,671, down 0.7% from the year before.

Source: Heard County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Heard County
Unified School District	Heard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,671.00 (-0.68%)	$239,954 (+2.87%) Land $9,680 Building $230,274	$599,884 (+2.87%) Land $24,200 Building $575,684
2024	$4,703.00 (+4.95%)	$233,267 (+8.65%) Land $5,640 Building $227,627	$583,167 (+8.65%) Land $14,100 Building $569,067
2023	$4,481.00	$214,690 Land $4,700 Building $209,990	$536,725 Land $11,750 Building $524,975

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 400 Mount Zion Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Mount Zion Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Crossbeam Fiber	1,000 / 100

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