400 Moriah School Rd, Casar, NC 28020 Property Records

Cleveland County property record for 400 Moriah School Rd, Casar, NC 28020

Property Summary

Property Type	Single Family Home
Details	784 sqft · built 1975
Lot Size	45.6 acres (1,990,256 sqft)
Owner	Individual Name on File
Last Sale	$376,000 (Dec 2019)
Tax Bill	$2,303 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38225`

Property Details

APN / Parcel Number

Primary APN	`38225`
Alternative APN	`1327033`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	784 sqft Finished Area
Basement Area	2,133 sqft
Finished Basement	493 sqft
Unfinished Basement	1,640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Wood Siding
Foundation Type	Footing
Lot Area	1,990,256 sqft (45.6 acres)
Garage Area	520 sqft

Exterior Amenities

Porch	Slab
Porch Area	378 sqft
Deck Area	340 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1327033
Street Address	400 MORIAH SCHOOL RD
City	CASAR
State	NC
Zip	28020-8797
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	45.69 AC RD 1533
Legal Subdivision	DUNCAN CREEK
Legal Block	1
Legal Lot Number	16U
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4026
Census Tract	950101

Owner

400 Moriah School Rd is owned and occupied by an individual who bought it in December 2019.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	400 MORIAH SCHOOL RD, CASAR, NC 28020-8797
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2019 · Amount on File
Deed Sale	Dec 9, 2019 · Amount on File
Deed Document Number	2019200033675
Deed Book / Page	1803 / 2222
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Dec 9, 2019
Property Address	400 MORIAH SCHOOL RD, CASAR, NC 28020-8797
Document Number	0018032222
Book / Page	001803 / 002222
Instrument Date	Dec 9, 2019
Instrument	33675
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$752.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 MORIAH SCHOOL RD CASAR NC 280208797, CASAR, NC 28020-8797

Mortgage

Document Number	18032226
Date	Dec 9, 2019
Book Page	001803/002226
Instrument	33676

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LINCOLNTON, NC 28093-0618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 8, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 400 Moriah School Rd was $2,303, up 3.1% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,303.00 (+3.09%)	$507,930 (-) Land $212,148 Building $295,782	$507,930 (-) Land $212,148 Building $295,782
2025	$2,234.00	$507,930 Land $212,148 Building $295,782	$507,930 Land $212,148 Building $295,782
2023		$375,932 Land $173,323 Building $202,609	$375,932 Land $173,323 Building $202,609

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Moriah School Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Moriah School Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000