400 Mill St, Ionia, MI 48846 Property Records

Ionia County property record for 400 Mill St, Ionia, MI 48846

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 420 sqft
Lot Size	0.621 acres (27,051 sqft)
Owner	Individual Name on File
Tax Bill	$657 (2025)
Deeds & Mortgages	Sep 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`34-203-240-000-020-01`

Property Details

APN / Parcel Number

Primary APN	`34-203-240-000-020-01`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	420 sqft Living Area
1st Floor Area	420 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	27,051 sqft (0.621 acres)
Lot Dimensions	141 ft deep x 230 ft wide
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	400 MILL ST
City	IONIA
State	MI
Zip	48846-2200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PROPERTY LOCATED IN IONIA CITY, IONIA COUNTY, STATE OF MICH AND IS DESC AS: PART OF THE SW 1/4 OF SEC 20, TOWN 7 N, RANGE 6, DESC AS: COMMENCING AT THE W 1/4 CORNER OF SEC 20; THENCE N 00 40'00 E 124.67 FT ALG THE W LINE OF SEC 20 TO THE CENTERLINE O
Jurisdiction	IONIA MI
Township / Civil Division	IONIA
Census Block Group	4
Census Block	4031
Census Tract	31700

Owner

400 Mill St is owned and occupied by an individual.

Source: Ionia County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	400 MILL ST, IONIA, MI 48846-2200
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IONIA MI
Recording Date	Sep 26, 2018
Property Address	400 MILL ST, IONIA, MI 48846-2200
Document Number	00651/9572
Book / Page	651 / 9572
Instrument Date	Sep 26, 2018
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 MILL ST, IONIA, MI 48846-2200

Tax Assessment & Valuation

The 2025 property tax bill for 400 Mill St was $657.

Source: Ionia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ionia County
Municipality	Ionia City
Unified School District	Ionia Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,700 (-2.03%) Land $4,800 Building $28,900	$67,400 (-2.03%) Land $9,600 Building $57,800
2025	$657.00	$34,400 Land $7,700 Building $26,700	$68,800 Land $15,400 Building $53,400
2023		$23,600 Land $6,000 Building $17,600	$47,200 Land $12,000 Building $35,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Mill St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	11 (2004–2018)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Flooding, Apr 2013 · 5 claims Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Mill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IONIA serves 11,708 people · EPA ID MI0003370
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20