400 Mildred St, Oriental, NC 28571 Property Records

Pamlico County property record for 400 Mildred St, Oriental, NC 28571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,911 sqft · built 1980
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Dec 2010)
Tax Bill	$2,880 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`J082-351`

Property Details

APN / Parcel Number

Primary APN	`J082-351`
Alternative APNs	`649712191300` `29646` `16599`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,911 sqft Finished Area
Flooring	Plywood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	250 ft deep x 100 ft wide
Porch	Patio
Porch Area	197 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	16599
Street Address	400 MILDRED ST
City	ORIENTAL
State	NC
Zip	28571-9794
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILDRED STREET 0011861 649712191300
Legal Subdivision	NEUSE RIVER HEIGHTS
Jurisdiction	PAMLICO NC
Township / Civil Division	2
Census Block Group	1
Census Block	1038
Census Tract	950202

Owner

Source: Pamlico County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1013 GILGO RD, ORIENTAL, NC 28571-9619
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL FEDERAL CREDIT UNION
Mar 24, 2023	Warranty Deed, Transfer · Conventional Mortgage COASTAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2010 · Amount on Record
Deed Sale	Dec 10, 2010 · Amount on Record
Deed Book / Page	550 / 598
Last Transfer Date	Jan 18, 2024
Transfer Doc	0721000659
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Recording Date	Jun 9, 2026
Property Address	400 MILDRED ST, ORIENTAL, NC 28571-9794
Document Number	0758000174
Book / Page	758 / 174
Instrument Date	Jun 3, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 MILDRED ST, ORIENTAL, NC 28571-9794

Mortgage

Document Number	0758000174,
Date	Jun 9, 2026
Book Page	758/174

Lender

Name	COASTAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Mar 24, 2023
Property Address	400 MILDRED ST, ORIENTAL, NC 28571-9794
Document Number	000711/358
Book / Page	711 / 358
Map Reference	MB 550 PG 598
Instrument Date	Mar 14, 2023
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 PICTURESQUE LN, CARY, NC 27519-5159

Mortgage

Document Number	0000711362
Date	Mar 24, 2023
Instrument	711/362

Lender

Name	COASTAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Apr 1, 2033
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year T-Bill
Max Rate	12%

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Municipality	Oriental Town
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,880.00 (+2.27%)	$321,838 (-) Land $127,680 Building $194,158	$321,838 (-) Land $127,680 Building $194,158
2023	$2,816.00	$321,838 Land $127,680 Building $194,158	$321,838 Land $127,680 Building $194,158

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 302 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	324 units insured incl. 22 condo units
Nearby Flood Claims	838 (1983–2019)
Claims Outside the SFHA	205 of 838
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 270 claims Hurricane Irene, Aug 2011 · 260 claims Hurricane Isabel, Sep 2003 · 208 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORIENTAL WATER SYSTEM serves 1,136 people · EPA ID NC0469020
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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