400 Milbert Rd, Minnetonka (Hopkins), MN 55305 Property Records

Hennepin County property record for 400 Milbert Rd, Minnetonka, MN 55305

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 1,910 sqft · built 1954
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Sep 2012)
Tax Bill	$9,136 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-117-22-11-0053`

Property Details

APN / Parcel Number

Primary APN	`03-117-22-11-0053`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,910 sqft Living Area
1st Floor Area	1,910 sqft
Basement Area	1,040 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	148 ft deep x 123 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	676 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	200 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	400 MILBERT RD
City	HOPKINS
State	MN
Zip	55305-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 006 A MILBERTS MINNETONKA HIGHLANDS E 1/2 123.4 X 148.50
Legal Range	22
Legal Township	117
Legal Section	03
Legal Quarter	11
Legal Subdivision	MILBERTS MINNETONKA HIGHLANDS
Legal Block	1
Legal Lot Number	6
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	1
Census Block	1011
Census Tract	26403

Owner

400 Milbert Rd is owned and occupied by two individuals who bought it in September 2012.

Source: Hennepin County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	400 MILBERT RD, HOPKINS, MN 55305-1127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING
Jul 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 13, 2021	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Apr 9, 2020	Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2012 · Amount on File
Deed Sale	Sep 6, 2012 · Amount on File
Deed Document Number	20129838935
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 16, 2026
Property Address	400 MILBERT RD, HOPKINS, MN 55305-1127
Document Number	0011480353
Instrument Date	Jul 15, 2026
Instrument	202611480353
Transaction Type	Transfer
Record Updated	Aug 3, 2026
Title Company	TITLESMART

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	400 MILBERT RD, HOPKINS, MN 55305-1127
Investor	Possibly a Property Investor

Mortgage

Document Number	0011480353,
Date	Jul 16, 2026
Instrument	202611480353

Lender

Name	PROVIDENT FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	400 MILBERT RD, MINNETONKA, MN 55305-1127
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11129240
Date	Jul 18, 2022
Instrument	A11129240

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Aug 1, 2027
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	6.37%
Index	Other
Margin	3
Max Rate	9.37%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	400 MILBERT RD, MINNETONKA, MN 55305-1127
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10946060
Date	Apr 13, 2021
Instrument	A10946060

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	400 MILBERT RD, MINNETONKA, MN 55305-1127
Document Number	0010777142
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	400 MILBERT RD MINNETONKA MN 553051127, MINNETONKA, MN 55305-1127

Mortgage

Document Number	0010777142
Date	Apr 20, 2020
Instrument	10777142

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 400 Milbert Rd was $9,136, up 6.9% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Wayzata Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,136.00 (+6.87%)	$671,300 (+2.27%) Land $202,400 Building $468,900	$671,300 (+2.27%) Land $202,400 Building $468,900
2024	$8,549.00 (+13.16%)	$656,400 Land $202,400 Building $454,000	$656,400 Land $202,400 Building $454,000
2023	$7,555.00 Homeowner's exemption
2022		$611,700 Land $202,400 Building $409,300	$611,700 Land $202,400 Building $409,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Milbert Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Milbert Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka serves 54,474 people · EPA ID MN1270031
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xtratyme Technologies.

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