Chesapeake City property record for 400 Middle Oaks Dr, Chesapeake, VA 23322
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,278 sqft · built 1986 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Mar 2001) |
| Tax Bill | $2,665 (2025) |
| Deeds & Mortgages | Apr 2009 Mortgage Jun 2014 Mortgage + 1 more |
| APN | 0593011000180 |
| Primary APN | 0593011000180 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,278 sqft Living Area |
| 1st Floor Area | 620 sqft |
| Upper Floors Area | 620 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 115 ft deep x 38 ft wide |
| Porch | Slab |
| Porch Area | 126 sqft |
| Balcony Area | 12 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 400 MIDDLE OAKS DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-7505 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RTH1: RESI |
| Legal Description | 84 BLKS O & P MIDDLE OAKS SEC TWO |
| Legal Subdivision | MIDDLE OAKS |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21010 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 400 MIDDLE OAKS DR, CHESAPEAKE, VA 23322-7505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2009 | Deed of Trust, Mortgage · Conventional Mortgage WACHOVIA MTG CORP |
| Jun 6, 2014 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 3, 2013 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2001 · Amount on Record |
| Deed Sale | Mar 6, 2001 · Amount on Record |
| Deed Book / Page | 4225 / 29 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 400 MIDDLE OAKS DR, CHESAPEAKE, VA 23322-7505 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007789/207 |
|---|---|
| Date | Apr 29, 2009 |
| Book Page | 7789/207 |
| Name | WACHOVIA MTG CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2029 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.63% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 400 MIDDLE OAKS DR, CHESAPEAKE, VA 23322-7505 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009393/739 |
|---|---|
| Date | Jun 6, 2014 |
| Book Page | 9393/739 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2029 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 400 MIDDLE OAKS DR, CHESAPEAKE, VA 23322-7505 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008931/438 |
|---|---|
| Date | Jan 3, 2013 |
| Book Page | 8931/438 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $271,800 (+2.99%) Land $125,000 Building $146,800 | $271,800 (+2.99%) Land $125,000 Building $146,800 | |
| 2025 | $2,665.00 (+51.85%) | $263,900 (+17.34%) Land $115,000 Building $148,900 | $263,900 (+17.34%) Land $115,000 Building $148,900 |
| 2023 | $224,900 (+12.79%) Land $100,000 Building $124,900 | $224,900 (+12.79%) Land $100,000 Building $124,900 | |
| 2022 | $199,400 Land $80,000 Building $119,400 | $199,400 Land $80,000 Building $119,400 | |
| 2019 | $1,755.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 30 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 48 units insured incl. 18 condo units |
| Nearby Flood Claims | 6 (1996–2017) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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