400 Michael Rd, Carthage, NC 28327 Property Records

Moore County property record for 400 Michael Rd, Carthage, NC 28327

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,590 sqft · built 2019
Lot Size	1.06 acres (46,566 sqft)
Owner	Individual Name on Record
Last Sale	$473,000 (Nov 2022)
Tax Bill	$1,968 (2026)
Deeds & Mortgages	May 2021 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`857400997413`

Property Details

APN / Parcel Number

Primary APN	`857400997413`
Alternative APNs	`20200403` `97045236` `97059764`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,590 sqft Living Area
1st Floor Area	1,518 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	46,566 sqft (1.06 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	97059764
Street Address	400 MICHAEL RD
City	CARTHAGE
State	NC
Zip	28327-7593
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 2B ALS ADVLTAX MICHAEL
Legal Lot Number	2B
Jurisdiction	MOORE NC
Township / Civil Division	7, MCNEILL
Census Block Group	2
Census Block	2025
Census Tract	950506

Owner

Source: Moore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	400 MICHAEL RD, CARTHAGE, NC 28327-7593
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · VA Mortgage PREMIER LENDING INC
Nov 4, 2022	Warranty Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Jul 8, 2020	Warranty Deed, Transfer · VA Mortgage PREMIER LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2022 · Amount on Record
Deed Sale	Nov 4, 2022 · Amount on Record
Prior Sale	Jul 8, 2020 · Amount on Record
Deed Document Number	202218356
Deed Book / Page	5935 / 310
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	400 MICHAEL RD, CARTHAGE, NC 28327-7593
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005606/313
Date	May 3, 2021
Book Page	5606/313
Instrument	2021010358

Lender

Name	PREMIER LENDING INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Nov 4, 2022
Property Address	400 MICHAEL RD, CARTHAGE, NC 28327-7593
Document Number	005935/310
Book / Page	5935 / 310
Map Reference	CAB 17 SL 931
Instrument Date	Oct 19, 2022
Instrument	2022018356
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$946.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 MICHAEL RD, WHISPERING PINES, NC 28327-7593

Mortgage

Document Number	2022018357
Date	Nov 4, 2022
Instrument	2022018357

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Jul 8, 2020
Property Address	400 MICHAEL RD, CARTHAGE, NC 28327-7593
Document Number	005366/108
Book / Page	5366 / 108
Map Reference	CAB 17 SL 931
Instrument Date	Jun 29, 2020
Instrument	2020011941
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$718.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 MCCASKILL RD E # E108, E108, PINEHURST, NC 28374-9836

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 MICHAEL RD, CARTHAGE, NC 28327-7593

Mortgage

Document Number	2020011942
Date	Jul 8, 2020
Instrument	2020011942

Lender

Name	PREMIER LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,968.00	$468,660 (-) Land $53,830 Building $414,830
2025	$1,968.00 (-7.69%)	$468,660 (-) Land $53,830 Building $414,830
2024			$468,660 (-) Land $53,830 Building $414,830
2023	$2,132.00	$468,660 Land $53,830 Building $414,830	$468,660 Land $53,830 Building $414,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	7 (2018–2025)
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MOORE WATER DISTRICT serves 9,330 people · EPA ID NC5063011
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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