Calaveras County property record for 400 Mesquite Dr, Copperopolis, CA 95228
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · built 2021 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $720,000 (Jun 2023) |
| Tax Bill | $8,380 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage May 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-078-008-000 |
| Primary APN | 061-078-008-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 47,916 sqft |
| Street Address | 400 MESQUITE DR |
|---|---|
| City | COPPEROPOLIS |
| State | CA |
| Zip | 95228-9386 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 35 OF LA COBRE MINA UNIT 2 IN 13 T1R12 |
| Legal Subdivision | LA COBRE MINA |
| Legal Lot Number | 35 |
| Jurisdiction | CALAVERAS CA |
| Township / Civil Division | ANGELS CITY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 123 |
Source: Calaveras County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 400 MESQUITE DR, COPPEROPOLIS, CA 95228-9386 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 14, 2021 | Deed of Trust, Mortgage · Construction Mortgage OAK VALLEY COMMUNITY BANK |
| Jun 23, 2023 | Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Oct 29, 2021 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2023 · Amount on Record |
| Deed Sale | Jun 23, 2023 · Amount on Record |
| Prior Sale | Oct 29, 2021 · Amount on Record |
| Deed Document Number | 20234644 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 400 MESQUITE DR, COPPEROPOLIS, CA 95228-9386 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2026 |
| Title Company | ROCKET CLOSE LLC RESIDENT |
| Name | Verified Name |
|---|---|
| Address | 400 MESQUITE DR, COPPEROPOLIS, CA 95228-9386 |
| Document Number | 0000001077 |
|---|---|
| Date | Feb 12, 2026 |
| Instrument | 2026-001077 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.62% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | May 11, 2026 |
| Property Address | 400 MESQUITE DR, COPPEROPOLIS, CA 95228-9386 |
| Document Number | 0000003972 |
| Instrument Date | Feb 7, 2026 |
| Instrument | 20263972 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 400 MESQUITE DR, COPPEROPOLIS, CA 95228-9386 |
| Document Number | 0000003972, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 20263972 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Property Address | 400 MESQUITE DR, COPPEROPOLIS, CA 95228-9386 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Title Company | PLACER TITLE COMPANY-MANTECA, PLACER TITLE COMPANY ANGEL |
| Name | Verified Name |
|---|---|
| Address | 1473 E G ST D, D, OAKDALE, CA 95361-4205 |
| Document Number | 0000007156 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 2021-007156 |
| Name | OAK VALLEY COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | STOCKTON, CA 95219 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Jun 23, 2023 |
| Property Address | 400 MESQUITE DR, COPPEROPOLIS, CA 95228-9386 |
| Document Number | 0000004644 |
| Map Reference | MB 8 PG 66 |
| Instrument Date | Jun 14, 2023 |
| Instrument | 2023-004644 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 400 MESQUITE DR, COPPEROPOLIS, CA 95228-9386 |
| Document Number | 0000004645 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 2023-004645 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jul 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Oct 29, 2021 |
| Property Address | 400 MESQUITE DR, COPPEROPOLIS, CA 95228-9386 |
| Document Number | 0000018565 |
| Map Reference | MB 8 PG 66 |
| Instrument Date | Oct 21, 2021 |
| Instrument | 2021-018565 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 24, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 400 MESQUITE DR, COPPEROPOLIS, CA 95228-9386 |
| Document Number | 0000018566 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021-018566 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Calaveras County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | California |
| County | Calaveras County |
| Secondary School District | Bret Harte Union High School District (09 - 12) |
| Elementary School District | Mark Twain Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $764,069 (+2%) Land $58,366 Building $705,703 | |
| 2025 | $8,380.00 (+4.97%) Homeowner's exemption | $749,088 (+6.99%) Land $57,222 Building $691,866 |
| 2023 | $7,983.00 (+1,885.82%) | $700,149 (+2,925.71%) Land $51,000 Building $649,149 |
| 2022 | $402.00 | $23,140 Land $23,140 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 individual policies |
| Nearby Flood Policies | 29 units insured incl. 12 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 58% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CCWD - COPPER COVE serves 5,187 people · EPA ID CA0510017 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CALTEL Connections Fiber | 1,000 / 1,000 |
| Cal.net Fixed Wireless | 100 / 20 |
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