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400 McCloud St, Eastpoint, FL 32328 Property Records

Franklin County property record for 400 McCloud St, Eastpoint, FL 32328 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,632 sqft · built 1973
Lot Size0.345 acres (15,030 sqft)
OwnerIndividual Name on File
Last Sale$800,000 (Jun 2022)
Tax Bill$7,253 (2025)
Deeds & MortgagesJun 2022 Sale
Apr 2017 Mortgage
+ 2 more
Flood ZoneZone VE (high risk)
APN29-09S-06W-7315-0052-0100

Property Details

APN / Parcel Number

Primary APN29-09S-06W-7315-0052-0100
Alternative APN
  • 06W09S29731500520100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,632 sqft Living Area
Gross Area1,737 sqft
1st Floor Area1,152 sqft
Basement Area480 sqft
Finished Basement480 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2015
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,030 sqft (0.345 acres)
Lot Width106 ft Width

Exterior Amenities

PorchFinished Screened Porch
Porch Area379 sqft
Shed1 Shed
Shed Area49 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address400 MCCLOUD ST
CityEASTPOINT
StateFL
Zip32328-2680
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 5 BL 52 LOT 10 OR 325/181 389/172 614/307 714/143 847/91 925/399 1013/345 1020/474 1221/519 1248/658 1339/47
Legal Range06W
Legal Township09S
Legal Section29
Legal Subdivision7315
Legal Block52
Legal Lot Number10
Legal Unit5
JurisdictionFRANKLIN FL
Township / Civil DivisionAPALACHICOLA
Census Block Group1
Census Block1022
Census Tract970304

Owner

Source: Franklin County records · APN 29-09S-06W-7315-0052-0100

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address806 MONTCLAIRE CT, CAPE CORAL, FL 33904-5945
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 18, 2017Deed of Trust, Mortgage · Commercial Mortgage
CENTENNIAL BANK
Aug 29, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Jun 19, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 14, 2022 · Amount on Record
Deed SaleJun 14, 2022 · Amount on Record
Prior SaleSep 10, 2010 · Amount on Record
Deed Document Number20223636
Deed Book / Page1339 / 47
Prior Transfer DateAug 23, 2019
Prior Transfer Doc0019003949
Record UpdatedJun 08, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateJun 14, 2022
Property Address400 MCCLOUD ST, EASTPOINT, FL 32328-2680
Document Number0019003636
Book / Page1339 / 47
Map ReferenceMB 3 PG 16&17
Instrument DateJun 10, 2022
Instrument202219003636
Transaction TypeTransfer
Record UpdatedAug 09, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$5,600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address312 PATTON ST, 312, SAINT GEORGE ISLAND, FL 32328-2602

Transferred To (Grantee/Buyer)

NameVerified Name
Address806 MONTCLAIRE CT, CAPE CORAL, FL 33904-5945

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address400 MCCLOUD ST, EASTPOINT, FL 32328-2680
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019001843
DateApr 18, 2017
Book Page1190/261
Instrument201719001843
Lender
NameCENTENNIAL BANK
TypeBank
AddressEASTPOINT, FL 32328
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term216 Months
DueApr 12, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateAug 29, 2019
Property Address400 MCCLOUD ST, EASTPOINT, FL 32328-2680
Document Number0019003949
Book / Page001248 / 000658
Instrument DateAug 23, 2019
Instrument19003949
Transaction TypeTransfer
Record UpdatedNov 27, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address312 PATTON ST ST GEORGE ISLAND FL 323282602, ST GEORGE ISLAND, FL 32328-2602

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN FL
Recording DateJun 19, 2018
Property Address400 MCCLOUD ST, EASTPOINT, FL 32328-2680
Document Number0019003039
Book / Page001221 / 000519
Instrument DateJun 18, 2018
Instrument19003039
Transaction TypeTransfer
Record UpdatedNov 27, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address312 PATTON ST ST GEORGE ISLAND FL 323282602, ST GEORGE ISLAND, FL 32328-2602

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,253.00 (-2.07%)$773,152 (-7.77%) Land $165,000 Building $608,152$773,152 (-7.77%) Land $165,000 Building $608,152
2024$7,406.00 (+12.09%)$838,310 (+25.45%) Land $165,000 Building $673,310$838,310 (+25.45%) Land $165,000 Building $673,310
2023$6,607.00 (+76.28%)$668,217 (+50.2%) Land $100,000 Building $568,217$668,217 (+50.2%) Land $100,000 Building $568,217
2022$3,748.00$444,891 Land $120,000 Building $324,891$444,891 Land $120,000 Building $324,891

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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