Hampden County and Wilbraham Town property record for 400 Main St, Wilbraham, MA 01095
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,904 sqft · built 1849 |
| Lot Size | 3.78 acres (164,675 sqft) |
| Owner | Individual Name on File |
| Last Sale | $490,000 (Jan 2014) |
| Tax Bill | $14,286 (2026) |
| Deeds & Mortgages | Sep 2024 Line of Credit Jul 2023 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | MAP 94 |
| Primary APN | MAP 94 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,904 sqft Living Area |
| Gross Area | 7,942 sqft |
| 1st Floor Area | 1,952 sqft |
| Attic | Attic |
| Attic Area | 1,216 sqft |
| Basement Area | 1,952 sqft |
| Unfinished Basement | 1,952 sqft |
| Year Built | Built 1849 |
|---|---|
| Effective Year Built | Effective 1849 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 164,675 sqft (3.78 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | MAP 94 |
|---|---|
| Street Address | 400 MAIN ST |
| City | WILBRAHAM |
| State | MA |
| Zip | 01095-1661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R26 |
| Legal Block | 260 |
| Legal Lot Number | 2751 |
| Jurisdiction | WILBRAHAM MA |
| Township / Civil Division | WILBRAHAM |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 813601 |
400 Main St is owned and occupied by an individual who bought it in January 2014.
Source: Hampden County and Wilbraham Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 400 MAIN ST, WILBRAHAM, MA 01095-1661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2024 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jul 20, 2023 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2014 · Amount on File |
| Deed Sale | Jan 6, 2014 · Amount on File |
| Deed Book / Page | 20156 / 183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILBRAHAM MA |
| Property Address | 400 MAIN ST, WILBRAHAM, MA 01095-1661 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 025585-521 |
|---|---|
| Date | Sep 25, 2024 |
| Book Page | 25585/521 |
| Instrument | 44347 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WILBRAHAM MA |
| Recording Date | Jul 20, 2023 |
| Property Address | 400 MAIN ST, WILBRAHAM, MA 01095-1661 |
| Document Number | 025085-141 |
| Book / Page | 25085 / 141 |
| Instrument Date | Jul 19, 2023 |
| Instrument | 33242 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 MAIN ST, WILBRAHAM, MA 01095-1661 |
The 2026 property tax bill for 400 Main St was $14,286, up 2.4% from the year before.
Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Wilbraham Town |
| Unified School District | Hampden-Wilbraham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,286.00 (+2.42%) | $818,700 (+4.95%) Land $130,600 Building $688,100 | $683,831 (-20.3%) |
| 2025 | $13,948.00 (-7.37%) | $780,100 (-4.15%) Land $130,600 Building $649,500 | $858,040 (+4.89%) |
| 2024 | $15,057.00 (+8.79%) | $813,900 (+9.97%) Land $130,600 Building $683,300 | $818,045 |
| 2023 | $13,840.00 | $740,100 Land $130,600 Building $609,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 Main St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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